Credit cards

enviro™ Secured Visa* card

Establish and build your credit while saving for your future with a secured credit card.
A mosaic of Vancity credit cards

How it works.

You can choose any of our enviro Visa credit card options for your secured credit card. It will look and function like a regular card, with the same benefits and Vancity Rewards points.

To apply for your secured credit card, get in touch. We’ll help you set up a Vancity term deposit, Jumpstart™ High Interest Savings Account or TFSA (Tax-Free Savings Account) with a minimum deposit of $500 and send you an enviro Visa card. Your card’s credit limit will be equal to the amount of your investment and your term deposit will also earn you interest.

This card may be right for you if…

Key features.

Annual fee $0-$395
Interest rate 11.25% or 19.50%
Supplementary or additional cards $0 or $50
Environmental impact

Use the Carbon Counter™ to estimate your carbon footprint.

5% of profits from this card support the Vancity enviroFund™ program every year.

See cardholder agreement for additional fees and information at

Find a secured enviro Visa credit card.

What will you use the card for?
What's most important to you?


  1. You're an existing or new Vancity member in good standing.
    Not a member? Join Vancity.
  2. You are at least 19 years old.
  3. You live in British Columbia and have a current BC address.
  4. You’re able to put a security deposit equal to the maximum credit limit on the enviro Visa card.

Ready to apply?

Give us a call

Give us a call

Metro Vancouver: 604-877-7000
Greater Victoria: 250-519-7000
Toll-free: 1-888-826-2489

Visit a branch

Visit a branch

Come see us in person.

Find a branch

Give us a call

Card Services 24/7

Metro Vancouver: 604-877-4999

Toll-free: 1-800-611-8472

Apply now

Metro Vancouver: 604-877-7000

Greater Victoria: 250-519-7000

Toll-free: 1-888-826-2489

Report a lost or stolen card

Metro Vancouver: 604-708-7810

Toll-free: 1-888-990-9691

International toll-free: IAC-800-500-0707-0
(IAC = International Access Code, varies by country