Rates

Rates are subject to change without notice. For more information about Vancity's interest rates, please call Member Services Centre at 604-877-7000 or toll-free at 1-888-VANCITY.

Member Preferred Rate¹ (Rates effective 2014-04-02) Rates
1 Year Cashable Term Deposit (30 day lock-out) 1.30%
1 Year Non-Redeemable Term Deposit 1.70%
5 Year Homeprime Fixed Term Mortgage 2.80%
5 Year Fixed Term Residential Mortgage 3.29%
High Interest Savings Accounts* (Rates effective 2014-04-02) Rates
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Jumpstart® High Interest Savings Account 1.10%
RRSP Jumpstart® High Interest Savings Account 1.10%
TFSA Jumpstart® High Interest Savings Account 1.10%
Business Jumpstart Account 1.10%
Term Deposits (Rates effective 2014-04-02) Rates
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The Vancity Escalating Term Deposit -Year 1 1.55%
The Vancity Escalating Term Deposit -Year 2 1.70%
The Vancity Escalating Term Deposit -Year 3 3.05%
Mortgages (Rates effective 2014-04-02) Rates
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1 Year Fixed Term Residential 3.14%
2 Year Fixed Term Residential 3.04%
3 Year Fixed Term Residential 3.75%
4 Year Fixed Term Residential 4.39%
5 Year Fixed Term Residential 4.99%
5 Year Homeprime Fixed Term 3.00%
7 Year Fixed Term Residential 5.95%
Prime Rate (Rates effective 2010-09-09) Rates
Vancity Prime Rate 3.00%
VISA (Rates effective 2006-06-01) Rates
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enviroExpenseGold VISA 19.50%
Foreign Exchange (Rates effective 2014-04-17) Buying Selling
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United States (Dollar) 1.125450 1.073650
United Kingdom (Pound) 1.900790 1.796180

* Interest is calculated on the closing daily balance in an account and paid monthly.
Jumpstart® High Interest Savings Account, TFSA Jumpstart® High Interest Savings Account and RRSP Jumpstart® High Interest Savings Account are registered trademarks of Vancouver City Savings Credit Union.
¹ Available for a limited time only. Rates subject to change without notice. Member Preferred Rates available to qualified members only. Please call for details.

 

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