Rates

Rates are subject to change without notice. For more information about Vancity’s interest rates, please call our Member Services Centre at 604.877.7000 or toll-free at 1.888.826.2489.

Member Preferred Rate¹ (Rates effective 2016-11-30) Rates
Cashable (30 Day Lockout) Term, 12 months 0.90%
1 Year Non-Redeemable Term Deposit 1.20%
5 Year Fixed Term Residential Mortgage 2.69%
5 Year Homeprime Fixed Term Mortgage 2.70%
Jumpstart® High Interest Savings (Rates effective 2016-11-14) Rates
All Balances 0.60%
RRSP Jumpstart® High Interest Savings Account * (Rates effective 2016-10-05) Rates
All Balances 0.60%
TFSA Jumpstart® High Interest Savings Account * (Rates effective 2016-11-14) Rates
All Balances 0.60%
RRIF Jumpstart® High Interest Savings Account * (Rates effective 2016-10-05) Rates
All Balances 0.60%
Business Jumpstart Savings (Rates effective 2016-10-05) Rates
All Balances 0.60%
The Vancity 3–Year Escalating Term Deposit (Rates effective 2016-11-30) Rates
Year 1 1.10%
Year 2 1.50%
Year 3 2.20%
Mortgages (Rates effective 2016-10-25) Rates
1 Year Fixed Term Residential 3.04%
2 Year Fixed Term Residential 3.04%
3 Year Fixed Term Residential 3.39%
4 Year Fixed Term Residential 3.89%
5 Year Fixed Term Residential 4.74%
5 Year Homeprime Fixed Term 2.80%
7 Year Fixed Term Residential 5.30%
Prime Rate (Rates effective 2015-07-17) Rates
Vancity Prime Rate 2.70%
VISA (Rates effective 2006-06-01) Rates
enviroExpenseGold VISA 19.50%
Foreign Exchange (Rates effective 2016-12-02) Member Buys Member Sells
United States (Dollar) 1.352500 1.302500
United Kingdom (Pound) 1.731350 1.626350

* Interest is calculated on the closing daily balance in an account and paid monthly.
Jumpstart® High Interest Savings Account, TFSA Jumpstart® High Interest Savings Account and RRSP Jumpstart® High Interest Savings Account are registered trademarks of Vancouver City Savings Credit Union.

Deposits are 100% guaranteed. Protection provided by the Credit Union Deposit Insurance Corporation of British Columbia. Certain conditions apply to RRSP and RRIF products. Interest is calculated daily based on the listed annual rate, using a simple interest calculation, and paid at maturity.

¹ Available for a limited time only. Rates subject to change without notice. Member Preferred Rates available to qualified members only. Please call for details.

 

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