Rates

Rates are subject to change without notice. For more information about Vancity's interest rates, please call Member Services Centre at 604-877-7000 or toll-free at 1-888-VANCITY.

Member Preferred Rate¹ (Rates effective 2015-02-25) Rates
1 Year Cashable Term Deposit (30 day lock-out) 1.05%
1 Year Non-Redeemable Term Deposit 1.30%
5 Year Fixed Term Residential Mortgage 2.89%
5 Year Homeprime Fixed Term Mortgage 2.55%
High Interest Savings Accounts* (Rates effective 2015-02-13) Rates
See More Rates
Jumpstart® High Interest Savings Account 0.85%
RRSP Jumpstart® High Interest Savings Account 0.85%
TFSA Jumpstart® High Interest Savings Account 0.85%
Business Jumpstart Account 0.85%
Term Deposits (Rates effective 2015-02-05) Rates
See More Rates
The Vancity Escalating Term Deposit -Year 1 1.25%
The Vancity Escalating Term Deposit -Year 2 1.35%
The Vancity Escalating Term Deposit -Year 3 2.65%
Mortgages (Rates effective 2015-02-25) Rates
See More Rates
1 Year Fixed Term Residential 3.14%
2 Year Fixed Term Residential 3.04%
3 Year Fixed Term Residential 3.55%
4 Year Fixed Term Residential 4.14%
5 Year Fixed Term Residential 4.79%
5 Year Homeprime Fixed Term 2.85%
7 Year Fixed Term Residential 5.30%
Prime Rate (Rates effective 2015-01-29) Rates
Vancity Prime Rate 2.85%
VISA (Rates effective 2006-06-01) Rates
See More Rates
enviroExpenseGold VISA 19.50%
Foreign Exchange (Rates effective 2015-03-04) Buying Selling
See More Rates
United States (Dollar) 1.271050 1.219250
United Kingdom (Pound) 1.957120 1.852510

* Interest is calculated on the closing daily balance in an account and paid monthly.
Jumpstart® High Interest Savings Account, TFSA Jumpstart® High Interest Savings Account and RRSP Jumpstart® High Interest Savings Account are registered trademarks of Vancouver City Savings Credit Union.

Deposits are 100% guaranteed. Protection provided by the Credit Union Deposit Insurance Corporation of British Columbia. Certain conditions apply to RRSP and RRIF products. Interest is calculated daily based on the listed annual rate, using a simple interest calculation, and paid at maturity. Interest rate is as of October 2, 2014 and may change without notice.

¹ Available for a limited time only. Rates subject to change without notice. Member Preferred Rates available to qualified members only. Please call for details.

 

Find Branch/ATM

Enter street or intersection, city or postal code.

or

Business account rates