Chequing / Savings rates

Interest is calculated on the closing daily balance in an account and paid monthly. The interest is an annual interest rate. Interest is earned in the currency of the account.

Rates are subject to change without notice. For more information about Vancity’s interest rates, please call our Member Services Centre at 604.877.7000 or toll-free at 1.888.826.2489.

Pay As You Go Chequing* (Rates effective 2016-11-14) Rates
$0 - $4,999.99 0.01%
$5,000.00 - $24,999.99 0.03%
$25,000.00 + 0.05%
Pay As You Go Chequing Plus* (Rates effective 2016-11-14) Rates
$0 - $4,999.99 0.01%
$5,000.00 - $24,999.99 0.03%
$25,000.00 + 0.05%
USD Chequing* (Rates effective 2016-11-14) Rates
$0 - $4,999.99 0.05%
$5,000.00 - $9,999.99 0.10%
$10,000.00 - $24,999.99 0.10%
$25,000.00 - $59,999.99 0.15%
$60,000.00 + 0.20%
USD Chequing Plus* (Rates effective 2016-11-14) Rates
$0 - $4,999.99 0.05%
$5,000.00 - $9,999.99 0.10%
$10,000.00 - $24,999.99 0.10%
$25,000.00 - $59,999.99 0.15%
$60,000.00 + 0.20%
Plan 24 Savings (Rates effective 2016-11-14) Rates
All Balances 0.05%
Plan 24 Savings Plus (Rates effective 2016-11-14) Rates
All Balances 0.05%
Jumpstart® High Interest Savings (Rates effective 2016-11-14) Rates
All Balances 0.60%
Investment Savings* (Rates effective 2016-11-14) Rates
$0.00 - $9,999.99 0.05%
$10,000.00 - $24,999.99 0.10%
$25,000.00 - $99,999.99 0.20%
$100,000.00 + 0.50%

Note: Any chequing accounts not listed above do not earn interest.

* You earn interest on the entire balance once the minimum for each tier is reached.