Jumpstart™ High Interest Savings

Earn more while saving for the big moments.

Where your deposits go

To building and celebrating a fair and inclusive community.

No monthly fee
No minimum balance

Get started

Show me the goods.

  • Earn our highest posted savings interest rate¹
    That's why this is our most popular savings account. View interest rates
  • No minimum account balance
    It shouldn’t cost money to save money. Start earning interest right away.
  • Free Everyday Online and Mobile Transactions*
    Freely move money between accounts, into term deposits or make payments online 24/7.
  • Can be used with a TFSA, RRSP, FHSA, RRIF, RESP or RDSP
    Hold your money for registered investments when you want to use your contribution room but you don’t want to invest further yet.
  • Financial peace of mind
    Your deposits in this account are 100% insured by the Credit Union Deposit Insurance Corporation (CUDIC).

Transaction fees.



Monthly fee


Everyday Online and Mobile

  • Bill payments
  • Cheque deposit using Vancity Mobile Deposit ™
  • Transfers from Vancity accounts made online or using our automated phone service


Everyday In-Person

  • By branch or phone
  • Account withdrawals
  • Bill payments
  • Transfers to or from Vancity accounts


Everyday Debit Card

  • ATM transfers between accounts


Everyday Debit Card

  • Debit card purchases
  • ATM cash withdrawals


Everyday Cheques and Preauthorized Payments

  • Cheque transactions and pre-authorized payments from Vancity accounts

$5/preauthorized payment transaction

Cheque payments are not available

Interac e-Transfer®

90¢ to send or request
Free to receive

For a full list of fees, see the Personal Service Charge Bulletin.

Get more as a member.

As a Vancity member, you'll also get great things like:

  • Member perks
    Discounts from our members and community partners.
  • A community built by you
    Your deposit will earn competitive returns for you while supporting people and businesses in our communities who are making a positive change.
  • A vote equal to everyone else's
    One member, one vote. Our credit union is guided by the people who own it, our members.

Get started.

Non-registered account

New members can apply for a new account in as little as 5 minutes. If you're already a member, open this account by logging in.

Open account


To open your savings account as a new registered account, please meet with one of our specialists.

Book an appointment