Jumpstart™ High Interest Savings
Give your savings strength.
Monthly fee
$0
Why it’s great
No minimum balance
Features to help you earn more.
With this savings account, you get:
- Our highest posted savings interest rate.¹ View interest rates
- Free Everyday Online and Mobile Transactions*
- Option to use it with a TFSA, RRSP, FHSA, RRIF, RESP, or RDSP
- Deposits 100% protected by the Credit Union Deposit Insurance Corporation of British Columbia (CUDIC)
None
Includes bill payments, cheque deposit using Vancity Mobile Deposit ™, and transfers from Vancity accounts made online or using our automated phone service
Free
Includes in-branch or phone transactions, account withdrawals, bill payments, and transfers to or from Vancity accounts
$5/transaction
Includes cheque transactions and pre-authorized payments from Vancity accounts
$5/preauthorized payment transaction
Cheque payments are not available
90¢ to send or request
Free to receive
Monthly fee | None |
|---|---|
Everyday Online and Mobile Banking Includes bill payments, cheque deposit using Vancity Mobile Deposit ™, and transfers from Vancity accounts made online or using our automated phone service | Free |
Everyday In-Person Transactions Includes in-branch or phone transactions, account withdrawals, bill payments, and transfers to or from Vancity accounts | $5/transaction |
Everyday Cheques and Preauthorized Payments Includes cheque transactions and pre-authorized payments from Vancity accounts | $5/preauthorized payment transaction Cheque payments are not available |
Interac e-Transfer® | 90¢ to send or request |
For a full list of fees, see the Personal Service Charge Bulletin.
New to Vancity.
Join Vancity and open an account in less than 5 minutes.
Already a member.
Members can open additional accounts through digital banking.
Open a TFSA, RRSP, FHSA, RRIF, RESP or RDSP.
To open your savings account as a new registered account, please meet with one of our specialists.
Explore other accounts.
Interest is calculated on closing daily balance in an Account and paid at month-end. The interest is an annual interest rate. Interest is earned in the currency of the account.
Everyday transactions are all of these:
- Everyday Cheque and Preauthorized Payment Transactions are cheque transactions and preauthorized payments (PADs) from Vancity Accounts.
- Everyday Online and Mobile Transactions are bill payments, cheque deposit using Vancity Mobile Deposit™, transfers from Vancity Accounts made online using a computer, mobile phone, Mobile Device or using Vancity’s automated Telephone Banking service.
- Everyday In-Person Transactions are Account withdrawals, bill payments, transfers to or from Vancity Accounts conducted person-to-person, over the phone with our branch staff or Member Service Centre staff.
- Everyday Debit Card Transactions are debit card purchases or ATM cash withdrawals or ATM transfers from Accounts.
- Everyday Transaction fees are calculated and charged at month-end for Vancity’s chequing and savings products, with the exception of Jumpstart High Interest where the fees are incurred immediately when the transaction is made. Overdraft interest, not covered by a Creditline line of credit or a Personaline line of credit, accrues immediately and will be calculated and payable at month-end.
Additional Vancity and third-party fees will apply for services not classified as Everyday Transactions and, in certain circumstances, include fees for: a) ATM network fees if you use any Canadian ATM that is not an Exchange® ATM or ACCULINK® ATM. b) ATM network fees if you use a US/international ATM. c) INTERAC® e-Transfers that are subject to a fee. d) Fees for additional services that you choose from Vancity.
You may also be charged third-party fees including: e) A surcharge (convenience fee, and/or a foreign exchange conversion fee) by the ATM or POS operator and all associated networks engaged for the ATM or POS Transactions. f) Merchant fees when you use your debit card to pay for purchases. g) Fees charged by your mobile phone service provider; please request details from your service provider.
For a full list of fees, see the Personal Service Charge Bulletin.
®Interac e-Transfer is a registered trade-mark of Interac Corp. Used under license.