Rates
Our account rates.
Interest is calculated on the closing daily balance in an account and paid monthly. The interest is an annual interest rate. Interest is earned in the currency of the account.
Rates are subject to change without notice. For more information about Vancity’s interest rates, please call our Member Services Centre at 604-877-7000 or toll-free at 1-888-826-2489.
Jumpstart™ High Interest Savings.
| Accounts | Rates as of 2026-02-06 |
|---|---|
| Jumpstart™ High Interest Savings (all balances) | 0.60% |
| TFSA Jumpstart™ High Interest Savings Account (all balances) | 0.70% |
| FHSA Jumpstart™ High Interest Savings Account (all balances) | 3.00% |
| Accounts | Rates as of 2026-02-27 |
|---|---|
| RRSP Jumpstart™ High Interest Savings Account (all balances) | 0.70% |
| RRIF Jumpstart™ High Interest Savings Account (all balances) | 0.70% |
| RESP Jumpstart™ High Interest Savings Account (all balances) | 0.70% |
Plan 24 Savings.
| Accounts | Rates as of 2026-02-06 |
|---|---|
| Plan 24 Savings | 0.01% |
| Plan 24 Savings Plus | 0.01% |
Pay As You Go Chequing.
Earn interest on the entire balance once the minimum for each tier is reached.
| Accounts | Rates as of 2026-02-06 |
|---|---|
| Plan 24 Savings | 0.00% |
| $5,000.00 to $24,999.99 | 0.00% |
| $25,000.00 and up | 0.00% |
Pay As You Go Chequing Plus.
Earn interest on the entire balance once the minimum for each tier is reached.
| Accounts | Rates as of 2026-02-06 |
|---|---|
| Plan 24 Savings | 0.00% |
| $5,000.00 to $24,999.99 | 0.00% |
| $25,000.00 and up | 0.00% |
USD Chequing.
Earn interest on the entire balance once the minimum for each tier is reached.
| Accounts | Rates as of 2026-02-06 |
|---|---|
| $0 to $4,999.99 | 0.00% |
| $5,000.00 to $9,999.99 | 0.00% |
| $10,000.00 to $24,999.99 | 0.00% |
| $25,000.00 to $59,999.99 | 0.00% |
| $60,000.00 and up | 0.00% |
USD Chequing Plus.
Earn interest on the entire balance once the minimum for each tier is reached.
| Accounts | Rates as of 2026-02-06 |
|---|---|
| $0 to $4,999.99 | 0.00% |
| $5,000.00 to $9,999.99 | 0.00% |
| $10,000.00 to $24,999.99 | 0.00% |
| $25,000.00 to $59,999.99 | 0.00% |
| $60,000.00 and up | 0.00% |
Investment savings.
Earn interest on the entire balance once the minimum for each tier is reached.
| Accounts | Rates as of 2026-02-06 |
|---|---|
| $0 to $9,999.99 | 0.00% |
| $10,000.00 to $24,999.99 | 0.01% |
| $25,000.00 to $99,999.99 | 0.02% |
| $100,000.00 and up | 0.03% |
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