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USD Chequing

A smarter way to keep your US dollars.

Where your deposits go

To help people and organizations go zero-waste.

Monthly fee: $0

NEW MEMBER OFFER

Get $300 when you join us. Terms and conditions apply. Offer expires Dec 31, 2022.
Learn more

Open an account

Show me the goods.

  • Protect yourself from rate fluctuations
    Having a US dollar account means you don’t have to worry about losing out to changing rates.
  • Easily transfer between accounts
    Move money between your Canadian and US dollar accounts through online banking or the mobile app.
  • One free Everyday Transaction* per month
    Includes an Everyday In-Person, Cheque or Pre-Authorized Payment Transactions.
  • Mobile currency exchange
    Convert between CAD and USD when you make transfers with a USD Chequing account.
  • Financial peace of mind
    Your deposits in this account are 100% insured by the Credit Union Deposit Insurance Corporation (CUDIC).

Transaction fees.

Details

Fees¹

Monthly fee

None

Everyday In-Person

  • By branch or phone
  • Account withdrawals
  • Transfers to or from Vancity accounts

USD $0.70/transaction
(Bill payments not available)

Everyday Debit Card

  • Debit card purchases
  • ATM cash withdrawals
  • ATM transfers between accounts

N/A

Everyday Online and Mobile

  • Cheque deposit using Vancity Mobile Deposit™
  • Transfers from Vancity accounts made online or using our automated phone service

Free
(Bill payments not available)

Everyday Cheques and Preauthorized Payments

  • Cheque transactions and pre-authorized payments from Vancity accounts

USD $0.50/transaction
(Preauthorized payments not available)

Interac e-Transfer®

N/A

Are you age 55+? See our USD Chequing Plus account .
For a full list of fees, see the Personal Service Charge Bulletin.

Get more as a member.

As a Vancity member, you'll also get great things like:

  • Member perks
    Discounts from our members and community partners.
  • A community built by you
    Your deposits at Vancity support people and businesses in our communities who are making a positive change.
  • A vote equal to everyone else's
    One member, one vote. Our credit union is guided by the people who own it, our members.

Get started.

Join Vancity

Ready to be a financial force for change? Join 500,000+ others in making a clean and fair world.

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Already a member

Glad to have you. You can open additional accounts with online banking in Account Services.

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