USD Chequing Plus for seniors
Easy access to US dollars while saving on fees.
Monthly fee
$0
Who it’s for
Members 65+
Perks to keep your money in motion.
With this account you get:
- Free Everyday Transactions,¤ including Everyday In-Person, Cheque or Pre-Authorized Payments
- Easy transfers between your Canadian and US dollar accounts through the mobile app or online banking
- Mobile currency exchange for transfers with a USD Chequing account
- Protection from rate fluctuations
- Deposits 100% insured by the Credit Union Deposit Insurance Corporation (CUDIC)
None
Includes in-branch and phone transactions, account withdrawals, and transfers to or from Vancity accounts
Free
(Bill payments not available)
Includes debit card purchases, ATM cash withdrawals, and ATM transfers between accounts
N/A
Includes transfers from Vancity accounts made online or using our automated phone service
Free
(Bill payments not available)
Includes cheque transactions and pre-authorized payments from Vancity accounts
Free
(Preauthorized payments not available)
N/A
Monthly fee | None |
|---|---|
Everyday In-Person Transactions Includes in-branch and phone transactions, account withdrawals, and transfers to or from Vancity accounts | Free |
Everyday Debit Card Transactions Includes debit card purchases, ATM cash withdrawals, and ATM transfers between accounts | N/A |
Everyday Online and Mobile Banking Includes transfers from Vancity accounts made online or using our automated phone service | Free |
Everyday Cheques and Pre-Authorized Payments Includes cheque transactions and pre-authorized payments from Vancity accounts | Free |
Interac e-Transfers® | N/A |
For a full list of fees, see the Personal Service Charge Bulletin
Get more as a member.
As a Vancity member, you’ll also get great benefits like:
- Member perks
Discounts from our members and community partners. - A community built by you
Your deposits at Vancity support people and businesses in our communities who are making a positive change. - A vote equal to everyone else’s
One member, one vote. Our credit union is guided by the people who own it, our members.
Open an account.
To open this account, book an appointment with us.
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®Interac e-Transfer is a registered trade-mark of Interac Corp. Used under license.
Everyday transactions are all of these:
- Everyday Cheque and Preauthorized Payment Transactions are cheque transactions and preauthorized payments (PADs) from Vancity Accounts.
- Everyday Online and Mobile Transactions are bill payments, cheque deposit using Vancity Mobile Deposit™, transfers from Vancity Accounts made online using a computer, mobile phone, Mobile Device or using Vancity’s automated Telephone Banking service.
- Everyday In-Person Transactions are Account withdrawals, bill payments, transfers to or from Vancity Accounts conducted person-to-person, over the phone with our branch staff or Member Service Centre staff.
- Everyday Debit Card Transactions are debit card purchases or ATM cash withdrawals or ATM transfers from Accounts.
- Everyday Transaction fees are calculated and charged at month-end for Vancity’s chequing and savings products, with the exception of Jumpstart High Interest where the fees are incurred immediately when the transaction is made. Overdraft interest, not covered by a Creditline line of credit or a Personaline line of credit, accrues immediately and will be calculated and payable at month-end.
Additional Vancity and third-party fees will apply for services not classified as Everyday Transactions and, in certain circumstances, include fees for: a) ATM network fees if you use any Canadian ATM that is not an Exchange® ATM or ACCULINK® ATM. b) ATM network fees if you use a US/international ATM. c) INTERAC® e-Transfers that are subject to a fee. d) Fees for additional services that you choose from Vancity.
You may also be charged third-party fees including: e) A surcharge (convenience fee, and/or a foreign exchange conversion fee) by the ATM or POS operator and all associated networks engaged for the ATM or POS Transactions. f) Merchant fees when you use your debit card to pay for purchases. g) Fees charged by your mobile phone service provider; please request details from your service provider.
For a full list of fees, see the Personal Service Charge Bulletin.