Plan 24® Savings

For the big things. And the little things.

Where your deposits go

To support local food with partners like our Farmer's Markets.

No monthly fee
No minimum balance

Jumpstart your savings by 5.50%

Enjoy flexibility and great returns on new personal deposits for a limited time. Terms and conditions apply.
Learn more

Open an account

Show me the goods.

  • Ten free Everyday Transactions* per month
    Such as debit card transactions and in-person transactions.
  • Earn interest, whatever your balance¹
    It shouldn’t cost money to save money. Start earning interest right away. View interest rates
  • Free Everyday Online and Mobile Transactions*
    Freely move money between accounts, into term deposits, deposit cheques with our app or make payments online 24/7.
  • Free Everyday Transactions for members under 25 or 65+
    Unlimited debit card and in-person transactions for youth and seniors.
  • Financial peace of mind
    Your deposits in this account are 100% insured by the Credit Union Deposit Insurance Corporation (CUDIC).

Transaction fees.



Monthly fee


Everyday In-Person

  • By branch or phone
  • Account withdrawals
  • Bill payments
  • Transfers to or from Vancity accounts

Everyday Debit Card

  • Debit card purchases
  • ATM cash withdrawals
  • ATM transfers between accounts

Combined total of 10 free Everyday Transactions* per month.

After that, 70¢/transaction for Everyday In-Person Transactions and 50¢/transaction for Everyday Debit Card Transactions.

Free for members under 25 or 65+ with the Plan 24 Plus savings account.

Everyday Online and Mobile

  • Bill payments
  • Cheque deposit using Vancity Mobile Deposit ™
  • Transfers from Vancity accounts made online or using our automated phone service


Everyday Cheques and Preauthorized Payments

  • Cheque transactions and pre-authorized payments from Vancity accounts


Interac e-Transfer®

90¢ to send or request
Free to receive

For a full list of fees, see the Personal Service Charge Bulletin.

Get more as a member.

As a Vancity member, you'll also get great things like:

  • Member perks
    Discounts from our members and community partners.
  • A community built by you
    Your deposit will earn competitive returns for you while supporting people and businesses in our communities who are making a positive change like our BC Farmer's Markets.
  • A vote equal to everyone else's
    One member, one vote. Our credit union is guided by the people who own it, our members.

Get started.

Join Vancity

Ready to be a financial force for change? Join 500,000+ others in making a clean and fair world.

Book a call

Already a member

Glad to have you. You can open additional accounts with online banking in Account Services.

Log in to online banking