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Our mortgage rates.

Find the best mortgage rate for your lifestyle and budget.

Quick close mortgage offers.

Lock in a low rate on a mortgage closing within 60 days with less than 20% down payment.

Rates (APR) as of March 30, 2023
5-year fixed-term insured residentialᶲ 4.49%
5-year Homeprime fixed-term insured (Vancity Homeprime rate - 0.48%)ᶲ†† 6.22%
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Closed-term fixed-rate mortgages.

Get a low interest rate guaranteed for 5 years, predictable fixed payments and the flexibility to prepay annually a portion of your mortgage ahead of time.

Rates (APR) as of 2023-06-01
5-year closed-term fixed-rate residential mortgage 4.64%§
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Fixed-term fixed-rate mortgages.

Combine a lower interest rate with a predictable payment schedule and the option to repay a portion of your mortgage ahead of time.

Rates (APR) as of 2023-06-01
6-month fixed-term residential 6.94%
1-year fixed-term residential 5.29%
2-year fixed-term residential 5.69%
3-year fixed-term residential 5.59%
4-year fixed-term residential 5.09%
5-year fixed-term residential 5.09%
5-year fixed-term insured residential 4.64%¤
7-year fixed-term residential 5.94%
10-year fixed-term residential 6.80%
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Open-term fixed-rate mortgages.

Get a low interest rate guaranteed for 5 years, predictable fixed payments and the flexibility to prepay annually a portion of your mortgage ahead of time.

Rates (APR) as of 2023-06-01
6-month open-term residential 9.25%
1-year open-term residential 9.15%
2-year open-term residential 7.54%
3-year open-term residential 7.40%
5-year open-term residential 7.34%
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Homeprime mortgages.

Take advantage of a lower interest rate and fixed monthly payments with a variable mortgage, available with open or fixed term.

Homeprime (variable) rate††: 6.70%

Homeprime rates are tied to the Vancity Prime rate. The current Homeprime rate is effective as of February 1, 2023. Any changes to the Vancity Prime rate will be seen in the Homeprime rate at the beginning of the calendar month.

Rates (APR) as of 2023-06-01
5-year Homeprime fixed-term (Vancity Homeprime rate - 0.20%)†† 6.50%
5-year Homeprime open-term (Vancity Homeprime rate + 3.30%)†† 10.00%
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Take the next step.

Find a specialist near you

Interested in a new mortgage or refinancing? Browse our mortgage specialists to connect with someone in your area.

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Talk through your questions

For general mortgage inquiries or help with renewing your mortgage, book a time that works for you and we’ll give you a call back.

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