FlexPath™ Mortgage
A flexible path to homeownership.
Alternative mortgage options for self-employed and non-traditional income earners.
Designed for those who don’t fit the traditional lending box.
FlexPath Mortgage makes it easier to apply for a mortgage if you are self‑employed, work on commission, or rebuilding credit.
Instead of relying on rigid income verification or strict credit score requirements, FlexPath looks at your full financial picture to help you qualify for a home loan when banks may say no. If you need an alternative to conventional mortgage lenders or a more personalized approval path, FlexPath gives you a clear way forward.
Connect with our mobile mortgage experts and find the right fit for you.
Helping you move forward with confidence.
Find a mortgage specialist by
Aman Dhaliwal
Speaks English, Punjabi and Hindi
- Mission, Maple Ridge
- (778) 239-8303
- aman_dhaliwal@vancity.com
Andy Cai
Speaks English and Mandarin
- Vancouver, Vancouver Chinatown
- (604) 340-1773
- andy_cai@vancity.com
Avery Franz
Speaks English
- Langley, Maple Ridge, Pitt Meadows
- (236) 522-1757
- avery_franz@vancity.com
Depesh Narotam
Speaks English
- Burnaby, Vancouver
- (604) 779-2494
- depesh_narotam@vancity.com
Ely Haouchine
Speaks English, Arabic and French
- Vancouver, Vancouver Westside, Whistler, Tsawwassen, Squamish, Vancouver East, Vancouver Chinatown, Vancouver South
- (236) 668-1992
- ely_haouchine@vancity.com
Gagan Kang
Speaks English, Hindi and Punjabi
- Abbotsford, Hope, Chilliwack, Mission
- (236) 622-1594
- gagan_kang@vancity.com
Gurinder Grewal
Speaks English and Punjabi
- South Surrey, Surrey
- (672) 337-5039
- gurinder_grewal@vancity.com
Haynes Cheung
Speaks English, Cantonese and Mandarin
- Richmond, Burnaby, Vancouver
- (778) 888-2228
- haynes_cheung@vancity.com
Heidi Tosin
Speaks English
- Abbotsford, Chilliwack, Hope, Mission
- (604) 703-8113
- heidi_lantz@vancity.com
Jamie Esplen
Speaks English
- Vancouver, Vancouver East, Vancouver South, Vancouver Westside, Richmond
- (236) 333-9118
- jamie_esplen@vancity.com
Jan-Michael Campen
Speaks English
- Langley, Abbotsford
- (236) 622-2021
- jan-michael_campen@vancity.com
Johnson Wu
Speaks English, Cantonese and Mandarin
- Burnaby, Vancouver
- (778) 238-3540
- johnson_wu@vancity.com
Kal Uppal
Speaks English and Punjabi
- Abbotsford, Langley, Mission, Maple Ridge
- (236) 838-7380
- kal_uppal@vancity.com
Karen Heir
Speaks English, Punjabi and Hindi
- Abbotsford, Maple Ridge, Mission, Langley
- (604) 499-1126
- karen_heir@vancity.com
Kyle Mazzuchin
Speaks English
- Nanaimo, Victoria, Duncan, Vancouver Island
- (250) 217-5367
- kyle_mazzuchin@vancity.com
Lindsay Algra
Speaks English
- Mission, Maple Ridge, Abbotsford
- (236) 558-1107
- lindsay_algra@vancity.com
Mandeep Dhaliwal
Speaks English and Punjabi
- Coquitlam, Port Coquitlam, Port Moody
- (604) 356-7113
- mandeep_dhaliwal@vancity.com
Meagan Rae
Speaks English
- Victoria, Nanaimo, Duncan, Vancouver Island
- (236) 668-3058
- meagan_rae@vancity.com
Narinder Sidhu
Speaks English and Punjabi
- Burnaby South, New Westminster, Surrey, North Surrey
- (604) 356-7133
- narinder_sidhu@vancity.com
Navi Bhangu
Speaks English, Hindi and Punjabi
- Langley, Surrey, Delta
- (778) 918-0616
- navi_bhangu@vancity.com
Nick Borzillo
Speaks English and Italian
- Coquitlam, Port Moody, Port Coquitlam, Burnaby, New Westminster
- (778) 628-2807
- nick_borzillo@vancity.com
Owen Shao
Speaks English, Mandarin and Cantonese
- Richmond, Vancouver, Vancouver Chinatown, Burnaby
- (604) 364-9379
- owen_shao@vancity.com
Patty Hopper
Speaks English
- North Vancouver, Whistler, Squamish, Burnaby, Vancouver East, West Vancouver
- (604) 340-3337
- patty_hopper@vancity.com
Ralph Marfori
Speaks English
- Surrey, Langley
- (604) 396-6250
- ralph_marfori@vancity.com
Regan Switucka
Speaks English
- Victoria, Nanaimo, Duncan, Vancouver Island
- (250) 217-7468
- regan_switucka@vancity.com
Ryan Mckinley
Speaks English
- Vancouver Westside, Vancouver, Vancouver East, Vancouver South
- (604) 340-1611
- ryan_mckinley@vancity.com
Shannon Mann
Speaks English and Punjabi
- Vancouver South, Richmond, Delta
- (604) 363-4798
- shannon_mann@vancity.com
Sony Siddoo
Speaks English and Punjabi
- Burnaby, North Vancouver, West Vancouver
- (236) 668-1924
- sony_siddoo@vancity.com
Sophie Fung
Speaks English
- Vancouver East, North Vancouver, Burnaby
- (604) 340-2411
- sophie_fung@vancity.com
Tyson Buchannon
Speaks English
- Coquitlam, Port Moody, Port Coquitlam, Pitt Meadows
- (236) 888-5054
- tyson_buchannon@vancity.com