Home renovation loans

Personal

Business

Why us

Join us

Financing all at once.

If you have to pay for your renovations with a lump sum amount, a loan is usually a good choice.

For example, you’ve hired a professional to help dig out the basement for $8,000, with the full amount due at the end. With a loan, you’ll get a lower interest rate and you won’t need the flexibility of a line of credit.

For multiple expenses over time.

If you’re doing your own renovations or plan to complete them over a period of time, a line of credit (LOC) may help you save money and cover unpredictible expenses. You’ll get access to the funds right away, but you’ll only pay interest on the funds as you use them.

For example, you’ve estimated your DIY kitchen reno to cost $20,000. The plumbing seems to be taking longer than expected, so you’ve only used $7,000 in the past two months. With an LOC, you’ll pay interest only on the $7,000 you’ve used. You won’t be charged interest on the remaining $13,000 that’s sitting in your line of credit.

Home renovation financing

Take your renos across the finish line.

Financing all at once.

Planet-Wise Home Renovation Loan

Personal loan

For multiple expenses over time.

Planet-Wise Line of Credit and HELOC

Home equity line of credit (HELOC)

Line of credit

Climate-friendly homes for the future.

Home energy checkup with City Green

EnerGuide rebates