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NEW MEMBER OFFER
Get up to $790 when you join us and open an E-Package account. Terms and conditions apply. Offer ends April 4, 2024.
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Even when you're not using your money, most of your deposits are building a clean and fair world by financing local businesses and other change‑makers who bank with us.
Unlimited debit transactions and Interac e-Transfers®.
$9.75/month or free with min. balance of $1,500²
Only pay for the features you need.
No monthly fee
More accounts
For members under 25
For members 65+
Day to day USD chequing
For members 65+
For members with disabilities
Access over 4000 ATMs across Canada for free through THE EXCHANGE and ACCULINK networks; not just Vancity ATMs. So, when you need cash for that lunch date at JJ’s Trucketeria, you won’t have to look far.
Traveling abroad? No worries, you’ll also be part of the ACCEL and CIRRUS international networks – surcharges may apply.
View legal details
®Interac e-Transfer is a registered trade-mark of Interac Corp. Used under license.
*Everyday transactions are all of these:
Everyday Transaction fees are calculated and charged at month-end for Vancity’s chequing and savings products, with the exception of Jumpstart High Interest where the fees are incurred immediately when the transaction is made. Overdraft interest, not covered by a Creditline line of credit or a Personaline line of credit, accrues immediately and will be calculated and payable at month-end.
¹ Interest is calculated on closing daily balance in an Account and paid at month-end. The interest is an annual interest rate. Interest is earned in the currency of the account.
² Additional Vancity and third-party fees will apply for services not classified as Everyday Transactions and, in certain circumstances, include fees for: a) ATM network fees if you use any Canadian ATM that is not an Exchange® ATM or ACCULINK® ATM. b) ATM network fees if you use a US/international ATM. c) INTERAC® e-Transfers that are subject to a fee. d) Fees for additional services that you choose from Vancity.
You may also be charged third-party fees including: e) A surcharge (convenience fee, and/or a foreign exchange conversion fee) by the ATM or POS operator and all associated networks engaged for the ATM or POS Transactions. f) Merchant fees when you use your debit card to pay for purchases. g) Fees charged by your mobile phone service provider; please request details from your service provider.
For a full list of fees, see the Personal Service Charge Bulletin.