Essential Chequing

Keep it simple with 25 free Everyday Transactions.¤

Where your deposits go

To building local businesses that support schools like Stong's Market.

Monthly fee: $0^ or $9.75/month
No monthly fee with a $1,500 minimum balance^

Open an account

Show me the goods.

  • 25 free Everyday Transactions
    Including Everyday In-Person, Debit, Cheque, ATM, and Interac e-Transfers® for $9.75 a month.
  • Free Vancity Mobile Deposit™
    Save time and deposit cheques with the Vancity mobile app.
  • Access 4,000+ ding-free® ATMs
    Take out money across Canada with no surcharge at The Exchange and Acculink ATMs.
  • Banking at your fingertips
    Bank easy with Apple Pay, tap payment, and anytime access to your accounts and payments on our mobile app.
  • Financial peace of mind
    Your deposits in this account are 100% insured by the Credit Union Deposit Insurance Corporation (CUDIC).

Transaction fees.

Details

Fees±

Monthly fee

$9.75/month

Free if you maintain a minimum balance of $1,500^.

Everyday Online and Mobile

  • Bill payments
  • Cheque deposit using Vancity Mobile Deposit™
  • Transfers from Vancity accounts made online or using our automated phone service

Free

Everyday In-Person, Debit Card, Cheque Transactions, and Interac e-Transfers®

  • In-person and telephone payments, transfers and withdrawals
  • Debit card purchases
  • ATM cash withdrawals and transfers±
  • Cheque transactions
  • Sending and requesting e-Transfers

25 total free transactions per month; after that per item fees apply ($0.50 - $0.90).

Preauthorized Payments

  • Pre-authorized payments from Vancity accounts

Free

For a full list of fees, see the Personal Service Charge Bulletin.
Under 25? Check out our youth account.
Over 65? Check out our senior account.

Get more as a member.

As a Vancity member, you'll also get great things like:

  • Member perks
    Discounts from our members and community partners.
  • A community built by you
    Your deposits at Vancity support people and businesses in our communities who are making a positive change — like Stong's Market.
  • A vote equal to everyone else's
    One member, one vote. Our credit union is guided by the people who own it, our members.

Get started.

Join Vancity

Ready to be a financial force for change? Join 500,000+ others in making a clean and fair world.

Open account now

Already a member

Glad to have you. You can open additional accounts with online banking in Account Services.

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