Access Chequing

Easy and transparent everyday banking.

Where your deposits go

To support people of all abilities with our partners like the Community Living Society.

Monthly fee: $0
For members with disabilities


Get up to $510 in value when you join us with an eligible account. Terms and conditions apply. Offer ends June 26, 2024.
Learn more

Open an account

Show me the goods.

  • Free Interac e-Transfers®
    Easily send, receive or request money online.
  • 40 free Everyday Transactions* per month
    Including Everyday Debit, Cheque, Preauthorized Payment, Online and Mobile Transactions.
  • Free withdrawals at 4,000+ ding-free® ATMs
    Take out money for free across Canada.
  • Free mobile cheque deposits
    Deposit cheques without going into a branch.
  • Free bank drafts
    Obtain bank drafts for no fee at a branch.
  • Automated telephone banking and online banking
    24-hour access to account information and bill payments
  • TDD/text telephone banking
    Access for deaf and hard of hearing persons available at 604‑871‑5408
  • $5 off safety deposit box charges
    Store important original documents and valuables and keep them from being lost or stolen.
  • Financial peace of mind
    Your deposits in this account are 100% insured by the Credit Union Deposit Insurance Corporation (CUDIC).

Transaction fees.



Monthly fee


Interac e-Transfer®

Free to send, receive and request.

Everyday Online and Mobile

  • Bill payments
  • Cheque deposit using Vancity Mobile Deposit ™
  • Transfers from Vancity accounts made online or using our automated phone service


Everyday In-Person

  • By branch or phone
  • Account withdrawals
  • Bill payments
  • Transfers to or from Vancity accounts

Everyday Debit Card

  • Debit card purchases
  • ATM cash withdrawals
  • ATM transfers between accounts

Everyday Cheques and Preauthorized Payments

  • Cheque transactions and pre-authorized payments from Vancity accounts

Combined total of 40 free Everyday Transactions per month.

After that, 70¢/transaction for Everyday In-Person Transactions and 50¢/transaction for Everyday Debit Card Transactions and Everyday Cheque and Preauthorized Payment.

For a full list of fees, see the Personal Service Charge Bulletin.

Get more as a member.

As a Vancity member, you'll also get great things like:

  • Member perks
    Discounts from our members and community partners.
  • A community built by you
    Your deposits at Vancity support people and businesses in our communities who are making a positive change — like the Community Living Society.
  • A vote equal to everyone else's
    One member, one vote. Our credit union is guided by the people who own it, our members.

Get started.

Join Vancity

Ready to be a financial force for change? Join 500,000+ others in making a clean and fair world.

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Already a member

Glad to have you. You can open additional accounts with online banking in Account Services.

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