Chequing Plus for youth

From first steps to first job, we're making it easy.

Where your deposits go

To financing local small business like Buddings Daycare.

Monthly fee: $0
For youth under 25

Open an account

Show me the goods.

  • Free unlimited Everyday Transactions*
    Including Everyday Debit, Cheque, Preauthorized Payment, Online and Mobile Transactions.
  • Free Vancity Mobile Deposit™
    Save time and deposit cheques with the Vancity mobile app.
  • Free withdrawals at 4,000+ ding-free® ATMs
    Take out money for free across Canada.
  • 50 free personalized cheques
    Exclusive offer for members under 25.
  • Banking at your fingertips
    Bank easy with Apple Pay, tap payment, and anytime access to your accounts and payments on our mobile app.
  • Financial peace of mind
    Your deposits in this account are 100% insured by the Credit Union Deposit Insurance Corporation (CUDIC).

Transaction fees.



Monthly fee


Everyday In-Person

  • By branch or phone
  • Account withdrawals
  • Bill payments
  • Transfers to or from Vancity accounts


Everyday Debit Card

  • Debit card purchases
  • ATM cash withdrawals
  • ATM transfers between accounts


Everyday Online and Mobile

  • Bill payments
  • Cheque deposit using Vancity Mobile Deposit™
  • Transfers from Vancity accounts made online or using our automated phone service


Everyday Cheques and Preauthorized Payments

  • Cheque transactions and pre-authorized payments from Vancity accounts


Interac e-Transfer®

90¢ to send or request

Free to receive

For a full list of fees, see the Personal Service Charge Bulletin.

Get more as a member.

As a Vancity member, you'll also get great things like:

  • Member perks
    Discounts from our members and community partners.
  • A community built by you
    Your deposits at Vancity support people and businesses in our communities who are making a positive change.
  • A vote equal to everyone else's
    One member, one vote. Our credit union is guided by the people who own it, our members.

Get started.

Join Vancity

Ready to be a financial force for change? Join 500,000+ others in making a clean and fair world.

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Already a member

Glad to have you. You can open additional accounts with online banking in Account Services.

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