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Teacher Special Deposit rates

Teachers Special Deposits are non-voting deposits. The interest rate is declared quarterly and paid annually.1

These deposits are not currently for sale.

Rates apply to non-registered, RRSP and RRIF Teachers Special Deposits

Teachers Special Deposits
(Rates effective 2023-04-01)
2023 Interest Rates1
1st Quarter 4.55%
2nd Quarter 4.12%
3rd Quarter 0.00%
4th Quarter 0.00%

1 Current interest payment: Teachers Special Deposits interest is calculated on minimum quarterly balances and paid annually.

Future interest payment (effective November 11, 2016): The interest rate and the interest payment calculation will be equal to the dividend rate and dividend calculation of the Vancity Class C Investment Shares.