Credit card agreements

Vancity Credit Card Agreements and Insurance Certificates

Your credit card agreement and disclosure statement include important information about your enviroTM Visa* card including current fees, how interest is calculated, grace period, and minimum payment amounts. There’s also a comprehensive description of your rights and responsibilities as a cardholder.

Your insurance certificate details what coverage is included with your eligible enviro Visa card and how to make a claim by calling a representative or visiting our Insurance partner’s website at

Vancity Rewards Terms and Conditions

NOTICE: We’re updating the Vancity Rewards Program Terms and Conditions because we are decommissioning the Attractions reward option on Wednesday, July 6, 2022. You can continue to redeem your points for all other cash back, travel (flights, hotels, car rentals, cruises, and vacation packages), charity and gift card options. To view the updated terms and conditions, please click the link below.

If you have an enviro Visa card with Vancity Rewards, the terms and conditions explain the benefits of the program and how it works.


If you have any questions about our credit card agreements, please call us at 604-877-4999 or toll-free at 1-800-611-8472.

* Trademark of Visa Int., used under license.