Credit card rewards program
Rewards for real life.
With so many ways to earn and spend, our credit card rewards program makes it easy to get more of what you love.
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You get more with Vancity Rewards points.
Purchases from grocery and convenience stores, bakeries and other specialty food markets.
Purchases from grocery and convenience stores, bakeries and other specialty food markets.
Fares for public transit and ferries.
Fares for public transit, ferries, buses, taxi, rail and parking.
Orders from Fresh Prep and JJ Bean or car rentals with Modo.
Flights, hotels and car rentals booked through Vancity Rewards.
Other eligible purchases.
The estimated value you could earn in a year based on your monthly spend (indicated above) and card features.
| Annual Vancity Rewards value | |
|---|---|
| Annual fee | - |
| Rewards value after fees |
The estimated Vancity Rewards points you could earn in a year based your monthly spend (indicated above) and card features.
|
Office supplies
x points |
|
|---|---|
|
Public transit, ferries, buses, taxi, rail and parking
x points |
|
|
Local business partners
x points |
|
|
Travel booked with Vancity Rewards
x points |
|
|
Other purchases
x points |
|
| Total points earned |
rewards value |
The estimated value you could earn in a year based on your monthly spend (indicated above) and card features.
| Annual Vancity Rewards value | |
|---|---|
| Annual Vancity Rewards value | |
| Annual fee | - |
| Rewards value after fees | |
| Rewards value after fees |
The estimated Vancity Rewards points you could earn in a year based your monthly spend (indicated above) and card features.
|
Office supplies
x points |
|
|---|---|
|
Public transit, ferries, buses, taxi, rail and parking
x points |
|
|
Local business partners
x points |
|
|
Travel booked with Vancity Rewards
x points |
|
|
Other purchases
x points |
|
|
$1,000+ statement spend bonus
1,000 points x 12 months |
12,000 |
| Total points earned |
rewards value |
| Total points earned |
rewards value |
The estimated value you could earn in a year based on your monthly spend (indicated above) and card features.
| Annual Vancity Rewards value | |
|---|---|
| Annual fee | - |
| Rewards value after fees |
The estimated Vancity Rewards points you could earn in a year based your monthly spend (indicated above) and card features.
|
Groceries
x points |
|
|---|---|
|
Public transit and ferries
x points |
|
|
Local business partners
x points |
|
|
Travel booked with Vancity Rewards
x points |
|
|
Other purchases
x points |
|
| Total points earned |
rewards value |
The estimated value you could earn in a year based on your monthly spend (indicated above) and card features.
| Annual Vancity Rewards value | |
|---|---|
| Anniversary bonus points | + $35 |
| Annual fee | - |
| Rewards value after fees |
The estimated Vancity Rewards points you could earn in a year based your monthly spend (indicated above) and card features.
|
Groceries
x points |
|
|---|---|
|
Public transit and ferries
x points |
|
|
Local business partners
x points |
|
|
Travel booked with Vancity Rewards
x points |
|
|
Other purchases
x points |
|
| Total points earned |
rewards value |
The estimated value you could earn in a year based on your monthly spend (indicated above) and card features.
| Annual Vancity Rewards value | |
|---|---|
| Annual fee | - |
| Rewards value after fees |
The estimated Vancity Rewards points you could earn in a year based your monthly spend (indicated above) and card features.
|
Groceries
x points |
|
|---|---|
|
Public transit and ferries
x points |
|
|
Local business partners
x points |
|
|
Travel booked with Vancity Rewards
x points |
|
|
Other purchases
x points |
|
| Total points earned |
rewards value |
The estimated value you could earn in a year based on your monthly spend (indicated above) and card features.
| Annual Vancity Rewards value | |
|---|---|
| Annual fee for Vancity members ($395 for non-members) |
- |
| Rewards value after fees |
The estimated Vancity Rewards points you could earn in a year based your monthly spend (indicated above) and card features.
|
Groceries
x points |
|
|---|---|
|
Public transit and ferries
x points |
|
|
Local business partners
x points |
|
|
Travel booked with Vancity Rewards
x points |
|
|
Other purchases
x points |
|
| Total points earned |
rewards value |
The estimated value you could earn in a year based on your monthly spend (indicated above) and card features.
| Annual Vancity Rewards value | |
|---|---|
| Annual fee | - |
| Rewards value after fees |
The estimated Vancity Rewards points you could earn in a year based your monthly spend (indicated above) and card features.
|
Groceries
x points |
|
|---|---|
|
Public transit and ferries
x points |
|
|
Local business partners
x points |
|
|
Travel booked with Vancity Rewards
x points |
|
|
Other purchases
x points |
|
| Total points earned |
rewards value |
The estimated value you could earn in a year based on your monthly spend (indicated above) and card features.
| Annual Vancity Rewards value | |
|---|---|
| Anniversary bonus points | + $35 |
| Annual fee | - |
| Rewards value after fees |
The estimated Vancity Rewards points you could earn in a year based your monthly spend (indicated above) and card features.
|
Groceries
x points |
|
|---|---|
|
Public transit and ferries
x points |
|
|
Local business partners
x points |
|
|
Travel booked with Vancity Rewards
x points |
|
|
Other purchases
x points |
|
| Total points earned |
rewards value |
A great option if you carry a balance and want a low interest rate card.
A great option if you carry a balance and want a low interest rate card.
Earn 10 Vancity Rewards points for every $1 you spend at select local businesses with your enviro Visa Infinite, enviro Visa Infinite Privilege or enviro Visa Infinite Business card.± Plus, enjoy discounts and perks like these:
With every purchase on your enviro Visa credit card, you’ll help:
View legal details
⌀ enviro Visa Infinite, enviro Visa Infinite Business, and enviro Visa Infinite Privilege cardholders have access to participating lounges through the Visa Airport Companion Program (“Program”), hosted and managed by Dragonpass International Ltd. Cardholders must enroll for this benefit using a valid enviro Visa card. Upon enrollment, six complimentary lounge visits will be available for enviro Visa Infinite Privilege cardholders per membership year. All visits for enviro Visa Infinite and enviro Visa Infinite Business cardholders, and additional visits beyond the complimentary visits for enviro Visa Infinite Privilege cardholders are subject to a fee per person per visit. Cardholders who participate in the Program are subject to the DragonPass Terms of Use, Terms of Service and Privacy Policy and Visa’s Privacy Notice. To view the full Terms and Conditions for the Program and more details on how to enroll, please visit visaairportcompanion.ca. The Program services and benefits are provided by DragonPass and applicable third party offer providers and neither Visa nor Vancity is responsible for any claims or damages arising from participation in the Program.
¤ The value of a Visa Airport Companion membership (managed by DragonPass International Ltd.) and airport lounge visits are based on the value of directly purchasing a DragonPass membership ($68 USD) and an airport lounge visit ($31 USD), converted into CAD at an exchanged rate of 1.32. This estimated value is merely an estimate for illustrative purposes only. Actual value of a Visa Airport Companion membership may vary.
⁂ You will receive an additional 1,000 Vancity Rewards points (“Spend Bonus”) when you spend $1,000 or more in eligible purchases within a statement period. A Spend Bonus with a $120 rewards value is calculated based on a monthly spend of $1,000 or more in eligible purchases, for 12 months (statement periods), which would earn a total of 12,000 Rewards points. The Spend Bonus will be credited to your account within 3 business days after the end of your statement period so long as the spend criteria has been met. Cash advances, cash-like transactions, interest charges and fees are not eligible purchases for the Spend Bonus, and any returned items, refunds, rebates or other similar credits on any eligible purchases resulting in the spend criteria not being met will reduce or cancel the Spend Bonus in Vancity’s sole discretion.
§ Common Carrier Travel Accident and Travel Emergency Medical Insurance are insurance coverages underwritten by American Bankers Life Assurance Company of Florida (ABLAC) under Group Policy number VCVIL092019. All other insurance coverages are underwritten by American Bankers Insurance Company of Florida (ABIC) under Group Policy number VCVI092019. Price Protection Service and Emergency Travel Assistance Services are services only and not insurance and are provided by ABIC. ABIC and ABLAC, their subsidiaries, and affiliates carry on business in Canada under the name of Assurant®. ® Assurant is a registered trademark of Assurant, Inc. Details of the coverage, including definitions, benefits, limitations, and exclusions are in the Certificate of Insurance and the Statement of Services provided with the card. Read the Certificate of Insurance and Statement of Services, then keep these documents in a safe place, and take them with you when you travel.
± Vancity Rewards points and offers for Modo, JJ Bean and Fresh Prep are available to Vancity enviro Visa Infinite cardholders only. Offers are based on availability, and additional terms and conditions may apply. Vancity, Modo, JJ Bean and Fresh Prep reserve the right to modify or cancel this offer at any time and without notice.
† Yearly rewards and benefits value and points earned are merely estimates for illustrative purposes only. Actual points earned may vary depending on card usage as outlined in the Vancity Rewards Program Terms and Conditions. Fees and interest charges may also vary depending on card usage and if you are a Vancity member as outlined in the Credit Card Agreement. Rewards and benefits are subject to change at any time without notice. See vancity.com/VisaAgreements for more information. The applicability of the information in the calculator, and the accuracy of rewards and benefits value and points earned, are not guaranteed.
‡ Vancity membership required for certain cash back rewards. Must have a Vancity deposit account to redeem for cash. Additional terms and conditions apply.
* Trademark of Visa Int. Used under license.
Metro Vancouver: 604-708-7810
Toll-free: 1-888-990-9691
International toll-free: IAC-800-500-0707-0
(IAC = International Access Code, varies by country