¹ This offer (the “Welcome Offer”) is only available to British Columbia residents and if you are at least 19 years old. For any application, we will obtain your credit bureau report to confirm your eligibility for our product. Approval for a Vancity enviro Visa Infinite Privilege card (the “Account”) is subject to meeting one of the minimum income declaration requirements for the card (a minimum annual personal income of $150,000, a minimum household income of $200,000, or minimum assets under management of $400,000). Your Account must be in good standing since your Account open date in order to qualify for Welcome Points and Spend Bonus (defined below). The Welcome Offer may be changed, withdrawn or extended at any time, without notice, and cannot be combined with any other offer unless otherwise specified. This Welcome Offer is not available to existing cardholders and cardholders who have activated and/or closed a Vancity enviro Visa Account in the last 12 months. Must apply by January 4, 2024.
² You will receive 15,000 Vancity Rewards welcome points (the “Welcome Points”) only after the first eligible purchase is made on the Account. To receive the Welcome Points, you must make your first transaction within the first 90 days of opening your account.
³ You will receive an additional 30,000 Vancity Rewards points (“Spend Bonus”) when you spend $6,000 in eligible purchases within three (3) months of Account opening. The Spend Bonus will be credited to your account within 60 days after the spend criteria has been met. Any returned items, refunds, rebates or other similar credits on any eligible purchases resulting in the spend criteria not being met will reduce or cancel the Spend Bonus in Vancity’s sole discretion. Cash advances, cash-like transactions, balance transfers, and the amounts you pay in interest or other types of fees on your Account are not eligible purchases for the Spend Bonus. Vancity reserves the right to determine what qualify as eligible purchases.
⁴ You must be an eligible Visa Infinite Privilege Cardholder with a valid Canadian issued Visa Infinite Privilege card to take advantage of the Visa Infinite Privilege benefits and services. Certain benefits and services require enrolment. Offers and benefits are non-transferable and discounts cannot be combined with any other offer or discount. Neither Visa nor the Issuer of the card is responsible for any claims or damages arising from use of any benefits or services provided by a third party. Visa reserves the right to modify or cancel offers or benefits at any time and without notice. All offers, benefits and services made available through Visa are subject to complete terms and conditions, including third party suppliers’ terms and conditions, available through the Visa Infinite Privilege Concierge at 1-855-822-1240, and as set out on visainfinite.ca/privilege. The Visa Infinite Privilege Privacy Notice applies to all benefits and services that require enrolment through, or are otherwise provided by, the Visa Infinite Privilege Concierge or the Visa Infinite Privilege website or mobile app. The collection, use and disclosure of Cardholders’ personal information by third party suppliers of services and benefits to Visa Infinite Privilege Cardholders are subject to such third parties’ own privacy policies.
⁵ You must be an eligible Canadian issued Visa Infinite or Visa Infinite Business cardholder to take advantage of Visa’s Crave offer. To redeem the offer, eligible cardholders must retrieve their unique promo code on the visainfinite.ca website, enter it at crave.ca/redeem, and complete the purchase of a Crave Total annual subscription with their eligible Visa card. The promo code is valid for one-time use, is non-transferable, and entitles you to purchase a Crave Total annual subscription for $144.90 plus applicable taxes. Codes are only valid when redeemed through crave.ca/redeem, for new and reactivating Crave subscribers and cannot be combined with any other offer. A Crave Total annual subscription provides you with 12 months of consecutive access to Crave (excluding any add-ons). At the end of your annual subscription period, your Crave subscription will automatically renew to a new annual period (except in Quebec where automatic renewal is to a monthly period) and your credit card will be charged the then-current Crave subscription fees unless you cancel or change your subscription prior to your renewal date. You can cancel or change your subscription at any time at crave.ca. There are no refunds on paid subscription fees. Prices subject to change. This offer ends April 19, 2024 at 11:59PM ET and the promo code must be redeemed by no later than April 20, 2024 at 11:59PM ET. Visa reserves the right to modify or cancel this offer at any time and without notice. The Crave service is provided by Bell Media Inc., and neither Visa nor the Issuer is responsible for any claims or damages arising from the use of the Crave service. This offer and use of the Crave service is subject to the terms and conditions set out here as well as the Crave Terms and Conditions and Privacy Policy (available at crave.ca) which may be amended from time to time. Crave is a trademark of Bell Media Inc. and used under license.
⌀ enviro Visa Infinite Privilege cardholders have access to participating lounges through the Visa Airport Companion Program (“Program”), hosted and managed by Dragonpass International Ltd. Cardholders must enroll for this benefit using a valid enviro Visa Infinite Privilege card. Upon enrollment, six complimentary lounge visits will be available for enviro Visa Infinite Privilege cardholders per membership year. All additional visits beyond the complimentary visits for enviro Visa Infinite Privilege cardholders are subject to a fee per person per visit. Cardholders who participate in the Program are subject to the DragonPass Terms of Use, Terms of Service and Privacy Policy and Visa’s Privacy Notice. To view the full Terms and Conditions for the Program and more details on how to enroll, please visit visaairportcompanion.ca. The Program services and benefits are provided by DragonPass and applicable third party offer providers and neither Visa nor Vancity is responsible for any claims or damages arising from participation in the Program. The value of a Visa Airport Companion membership (managed by DragonPass International Ltd.) and airport lounge visits are based on the value of purchasing a DragonPass membership ($68 USD) and airport lounge visit ($31 USD) converted into CAD at an exchanged rate of 1.32. This estimated value is merely an estimate for illustrative purposes only. Actual value of a Visa Airport Companion membership may vary.
† Yearly rewards and benefits value and points earned are merely estimates for illustrative purposes only. Actual points earned may vary depending on card usage as outlined in the Vancity Rewards Program Terms and Conditions. Fees and interest charges may also vary depending on card usage and if you are a Vancity member as outlined in the Credit Card Agreement. Rewards and benefits are subject to change at any time without notice. See vancity.com/VisaAgreements for more information. The applicability of the information in the calculator, and the accuracy of rewards and benefits value and points earned, are not guaranteed.
‡ Vancity membership required for certain cash back rewards. Must have a Vancity deposit account to redeem for cash. Additional terms and conditions apply.
◊ You will earn more points per $1 on eligible purchases made with an enviro Visa Infinite Privilege card. Eligibility is based on the merchant code as classified in the Visa credit card network. Purchases made at merchants classified as (i) Grocery Stores; Freezer and Locker Meat Provisioners; Candy Stores; Dairy Product Stores; Bakeries; and Misc. Food Stores – Convenience Stores and Specialty Markets are “groceries”; (ii) Local/Suburban Commuter Passenger Transportation – Railroads; and Transportation Services Not Elsewhere Classified are “public transit and ferries”. Some merchants may sell these products/services or are separate merchants who are located on the premises of these merchants, but are classified by the Visa credit card network in another manner, in which case the accelerated earn rate will not apply.
§ Common Carrier Travel Accident and Travel Emergency Medical Insurance are insurance coverages underwritten by American Bankers Life Assurance Company of Florida (ABLAC) under Group Policy number VCVIL092019. All other insurance coverages are underwritten by American Bankers Insurance Company of Florida (ABIC) under Group Policy number VCVI092019. Price Protection Service and Emergency Travel Assistance Services are services only and not insurance and are provided by ABIC. ABIC and ABLAC, their subsidiaries, and affiliates carry on business in Canada under the name of Assurant®. ® Assurant is a registered trademark of Assurant, Inc. Details of the coverage, including definitions, benefits, limitations, and exclusions are in the Certificate of Insurance and the Statement of Services provided with the card. Read the Certificate of Insurance and Statement of Services, then keep these documents in a safe place, and take them with you when you travel.
^ The language in this website may not be the same as the actual policy wording which will prevail in all instances and is available upon request. Certain exclusions, limitations and conditions may apply. TuGo is a registered trademark of and is administered by North American Air Travel Insurance Agents Ltd. d.b.a. TuGo, a licensed insurance broker in British Columbia, Alberta, Saskatchewan, Manitoba and Ontario, represented by licensed insurance agents Kathleen S. Starko and Bradley G. Dance in New Brunswick, Nova Scotia and P.E.I. 11th Floor - 6081 No. 3 Road, Richmond, BC Canada V6Y 2B2. Insurance is underwritten by Industrial Alliance Insurance and Financial Services Inc., Industrial Alliance Pacific General Insurance Corporation and certain Lloyd's Underwriters, severally and not jointly.
± Vancity Rewards points and offers for Modo, JJ Bean and Fresh Prep are available to Vancity enviro Visa Infinite cardholders only. Offers are based on availability, and additional terms and conditions may apply. Vancity, Modo, JJ Bean and Fresh Prep reserve the right to modify or cancel this offer at any time and without notice.
+ Credit Card Balance Protection Creditor's Group Insurance is underwritten by CUMIS® Life Insurance Company. CUMIS® is a trademark of CUMIS Insurance Society, Inc. and is used under license.
Δ You will benefit from an interest-free grace period of 21 days on new purchases and fees appearing on your statement. If you pay off the balance showing on your statement in full by the payment due date, no interest will be payable on all new purchases that appear on your statement for the first time. There is no interest-free grace period on cash advances and balance transfers. Interest rates and fees and are subject to change without notice. See the Vancity Credit Card Agreement and Disclosure Statement for more details.
Apple, the Apple logo, Apple Pay, Apple Watch, Face ID, iPad, iPhone, iTunes, Mac, Safari and Touch ID are trademarks of Apple Inc., registered in the U.S. and other countries.
* Trademark of Visa Int. Used under license.
