Credit card rewards program
Rewards for real life.
With so many ways to earn and spend, our credit card rewards program makes it easy to get more of what you love.
Reasons to love Vancity Rewards.
You get more with Vancity Rewards points.
Get the same rewards value
Get the same rewards value no matter what you redeem for. For every 100 Vancity Rewards points redeemed, you’ll get $1 in rewards value.
Diverse reward options
Choose what you want to redeem your rewards for: cash back,‡ travel, charitable donations, or gift cards.
Flexible travel
Earn double rewards when you use your Visa card to book flights, hotels, and car rentals through rewards.vancity.com. No blackout dates or booking fees.
No cap on rewards
Keep earning points at the same great rate with no maximum limit.
Flexible ways to use your rewards.
Cash back‡
Redeem points to pay down your enviro™ Visa* card account balance, pay off a recent purchase, or make a loan payment (like towards your Vancity mortgage).
Travel
Book flights, hotels, car rentals, vacation packages, and more with your reward points through rewards.vancity.com.
Charity
Make any donation starting at 2,000 points ($20 rewards value) to a select charity, and we’ll send you a tax receipt.
Gift cards
Treat yourself or someone special when you redeem your Vancity Rewards points for a gift card.
Compare cards to score major points.
What will you use the card for?
What is most important to you?
enviro Visa Infinite* card
Earn 1.25 to 10 Vancity Rewards points per $1 spent
enviro Visa* Gold card
Earn 1 Vancity Rewards point per $1 spent
enviro Visa* Classic card
Earn 1 Vancity Rewards point per $2 spent
enviro Visa Infinite Privilege* card
Earn 1.5 to 10 Vancity Rewards points per $1 spent
enviro Visa* Classic card
Our low interest card with Vancity Rewards
enviro Visa* Gold card
Our low interest card with Vancity Rewards
enviro Visa* Classic card
Our low interest card without Vancity Rewards
enviro Visa* Gold card
Our low interest card without Vancity Rewards
Make an impact no matter which card you choose.
5% of enviro Visa card profits go to support the Vancity enviroFund™ program every year.
Shop local with your enviro Visa Infinite card.
Earn 10 Vancity Rewards points for every $1 you spend at select local businesses with your enviro Visa Infinite, enviro Visa Infinite Privilege or enviro Visa Infinite Business card.± Plus, enjoy discounts and perks like these:
- Carshare driving credits
- Discounts on coffee
- Free meal kit deliveries
- Savings on delivery services
5% of profits go to environmental initiatives.
With every purchase on your enviro Visa credit card, you’ll help:
- Reduce plastic waste at over 150 local businesses with the help of Ocean Ambassadors Canada’s Zero Waste business coaching and community initiatives
- Recover 10 million pounds of food to share with the help of FoodMesh’s technology that matches groceries and charities to tackle food waste and food insecurity
- Save 25,000 plastic cups from the landfill with the help of Nulla’s reusable cups and containers that replace single-use items at local coffee shops
You will benefit from an interest-free grace period of 21 days on new purchases and fees appearing on your statement. If you pay off the balance showing on your statement in full by the payment due date, no interest will be payable on all new purchases that appear on your statement for the first time. There is no interest-free grace period on cash advances and balance transfers. Interest rates and fees are subject to change without notice. See the Vancity Credit Card Agreement and Disclosure Statement for more details.
Vancity membership required for certain cash back rewards. Must have a Vancity deposit account to redeem for cash back. Additional terms and conditions apply.
Vancity Rewards points and offers for Modo, JJ Bean and Fresh Prep are available to Vancity enviro Visa Infinite, Vancity enviro Visa Infinite Privilege and Vancity enviro Visa Infinite Business cardholders only. Vancity Rewards and offers for Shift Delivery are available to Vancity enviro Visa Infinite Business cardholders only. Offers are based on availability, and additional terms and conditions may apply. Vancity, Modo, JJ Bean, Fresh Prep and Shift Delivery reserve the right to modify or cancel this offer at any time and without notice.
Yearly rewards and benefits value and points earned are merely estimates for illustrative purposes only. Actual points earned may vary depending on card usage as outlined in the Vancity Rewards Program Terms and Conditions. Fees and interest charges may also vary depending on card usage and if you are a Vancity member as outlined in the Credit Card Agreement. Rewards and benefits are subject to change at any time without notice. See vancity.com/VisaAgreements for more information. The applicability of the information in the calculator, and the accuracy of rewards and benefits value and points earned, are not guaranteed.
Trademark of Visa Int., used under license