Credit cards

enviro™ Visa* Classic card

Low interest rate plus Vancity Rewards
If you need to carry a balance, this credit card offers a low interest rate, reward points and insurance coverage.

Welcome offer1

For new cardholders only:

Get your first-year $50 annual fee waived2

enviro™ Visa* Classic card
A misty forest

Key features.

Annual fee


Annual fee rebate for Total Chequing Account holders††

Annual Interest rate 11.25%Δ
Supplementary or additional cards $0 for up to 4 cards
Environmental impact

Use the Carbon Counter™ to estimate your carbon footprint.

5% of profits from this card support the Vancity enviroFund™ program every year.

See cardholder agreement for additional fees and information at

More to love about this card.

When you use your enviro Visa card, you’ll earn valuable Vancity Rewards points that can be redeemed for cash back, travel, charitable donations and gift cards.

1 point

1 point

for every $2 spent on all purchases.
2x the points

2x the points

when booking travel through Vancity Rewards.

Calculate your benefits.

Based on average monthly spend of $2,000

Flights, hotels and car rentals booked through Vancity Rewards.

Other eligible purchases.

The estimated value you could earn in a year based on your indicated monthly spend and card features.

All purchases
x points
Travel booked with Vancity Rewards
x points
Yearly points earned
rewards value

What you get with all personal cards.

All our personal credit cards come with these features:


  1. You are at least 19 years old.
  2. You live in British Columbia and have a BC address.

If you've declared bankruptcy in the last seven years or have no previous credit history, the enviro Secured Visa card might be the right card for you. You'll get all the same benefits as this enviro Visa card.

Ready to apply?

Apply online

Apply online

It takes as little as 10 minutes.
Get started

Optional protection.

Still not sure? Check out these cards.

enviro Visa Gold card with low interest rate and Vancity Rewards

enviro Visa* Gold card
Low interest rate + Vancity Rewards

Welcome offer Get up to $170 in rewards value in your first year Terms and conditions apply Learn more
Annual fee $145
Annual Interest rate 11.25%Δ
Vancity Rewards 1 point per $1 spent
Key benefits
2,500 bonus points on your first purchase ($25 rewards value)
3,500 bonus points on your card’s anniversary ($35 rewards value)
Common carrier travel accident insurance up to $500,000§
enviro Visa Classic ard with Vancity Rewards

enviro Visa* Classic card
with Vancity Rewards

Annual fee $0
Annual Interest rate 19.50%Δ
Vancity Rewards 1 point per $2 spent
Key benefits
Common carrier travel accident insurance up to $200,000§

Give us a call

Card Services 24/7

Metro Vancouver: 604-877-4999

Toll-free: 1-800-611-8472

Apply now

Metro Vancouver: 604-877-7000

Greater Victoria: 250-519-7000

Toll-free: 1-888-826-2489

Report a lost or stolen card

Metro Vancouver: 604-708-7810

Toll-free: 1-888-990-9691

International toll-free: IAC-800-500-0707-0
(IAC = International Access Code, varies by country