We believe local businesses are at the heart of our communities. They create jobs and strengthen our economy — that’s why new cardholders can earn 5% back in rewards points for up to $1,000 in spend by signing up for an enviro Visa card by June 30, 2025, and shopping in the categories below.
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The estimated value you could earn in a year based on your monthly spend (indicated above) and card features.
| Annual Vancity Rewards value | |
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| Annual fee | - |
| Rewards value after fees |
The estimated Vancity Rewards points you could earn in a year based your monthly spend (indicated above) and card features.
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Groceries
x points |
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Public transit and ferries
x points |
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Local business partners
x points |
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Travel booked with Vancity Rewards
x points |
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Other purchases
x points |
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| Total points earned |
rewards value |
The estimated value you could earn in a year based on your monthly spend (indicated above) and card features.
| Annual Vancity Rewards value | |
|---|---|
| Anniversary bonus points | + $35 |
| Annual fee | - |
| Rewards value after fees |
The estimated Vancity Rewards points you could earn in a year based your monthly spend (indicated above) and card features.
|
Groceries
x points |
|
|---|---|
|
Public transit and ferries
x points |
|
|
Local business partners
x points |
|
|
Travel booked with Vancity Rewards
x points |
|
|
Other purchases
x points |
|
| Total points earned |
rewards value |
The estimated value you could earn in a year based on your monthly spend (indicated above) and card features.
| Annual Vancity Rewards value | |
|---|---|
| Annual fee | - |
| Rewards value after fees |
The estimated Vancity Rewards points you could earn in a year based your monthly spend (indicated above) and card features.
|
Groceries
x points |
|
|---|---|
|
Public transit and ferries
x points |
|
|
Local business partners
x points |
|
|
Travel booked with Vancity Rewards
x points |
|
|
Other purchases
x points |
|
| Total points earned |
rewards value |
View legal details
¹You will receive bonus Vancity Reward points for every $1 spent (the number of bonus points will depend on the enviro Visa card you are approved for) (“Top-up Offer”) on eligible purchases made, which appear on your first three (3) monthly statements (“Top-up Offer Period”) calculated as of your account opening date, up to a maximum of $1,000 in total net purchases. Refer to the specific enviro Visa card terms and conditions that are applicable for the card you apply for:
For purchases to be eligible, they must fall within one of the following merchant codes as classified in the Visa credit card network: (i) Restaurants & food delivery, merchant classified as “Eating Places and Restaurants” (MCC 5812) and “Fast Food Restaurants” (MCC 5814); (ii) Cafes & bakeries, merchant classified as “Bakeries” (MCC 5462); (iii) Beauty & wellness spas, merchant classified as “Health and Beauty Spas” (MCC 7298); (iv) Salons & barbers, merchant classified as “Beauty and Barber Shops” ( MCC 7230); (v) Nurseries, garden stores, and florists, merchant classified as “Nurseries and Lawn and Garden Supply Stores” (MCC 5261) and “Florists” (MCC 5992); (vi) Ice cream parlours, merchant classified as “Eating Places and Restaurants” (MCC 5812) and “Fast Food Restaurants” (MCC 5814) ; (vii) Vintage & second-hand stores, merchant classified as “Used Merchandise and Secondhand Stores” (MCC 5931); and (viii) Tourist attractions & museums, merchant classified as “Tourist Attractions and Exhibits” (MCC 7991).
Some merchants may sell products/services that appear to fall within the foregoing categories but are classified by the Visa credit card network outside of the noted categories, in which case the offer will not apply. If your Vancity enviro™ Visa* card already has an accelerated earn rate for Vancity Reward points in these select merchant categories, you will only receive points for the higher accelerated earn rate.
You must be a Vancity member and have a Vancity deposit account to redeem for cash. See Vancity Rewards Program terms and conditions for Vancity Reward point redemption details.
No minimum spend required for Top-up Offer and the maximum spend is $1,000. During the initial three (3) months, your Top-up Offer Vancity Reward points will accrue and then be credited to your account within 4-8 weeks from the end date of your Top-up Offer Period. Top-up Offer Vancity Reward points are earned on net card purchases (purchases less returns or other similar credits) during the Top-up Offer Period. Any returns, refunds, adjustments, rebates or other similar credits on any eligible purchases will reduce or cancel the Top-up Offer Vancity Reward points earned and the applicable reduction or cancellation in Top-up Offer Vancity Reward points will be made at any time. Cash advances, cash-like transactions, interest charges and fees are not eligible purchases for the Top-up Offer. Vancity reserves the right to determine at any time what qualifies as eligible purchases.
Your account must be in good standing to qualify for the Top-up Offer.
You can qualify for the Top-up Offer if you apply for a new enviro Visa card with Rewards by June 30, 2025 and are approved.
* Trademark of Visa Int. Used under license.
