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Credit cards

enviro™ Visa* Gold card

with Vancity Rewards
Earn more reward points with this personal credit card that offers additional insurance coverage.

welcome offer

For new cardholders only:

  • First year annual fee waived ($99 value)2
  • 7,500 Vancity Rewards points when you spend over $2,000 during the first three months ($75 rewards value)4
  • 2,500 Vancity Rewards points after your first purchase ($25 rewards value)3

— That's a total of $199 in rewards value1.

enviro™ Visa* Gold card
A sunset

Key features.

Annual fee $99
Interest rate 19.50%
Supplementary or additional cards $0 for up to 4 cards
Bonus points 3,500 bonus points each year on your card's anniversary ($35 rewards value)
Environmental impact

Use the Carbon Counter™ to estimate your carbon footprint.

5% of profits from this card support the Vancity enviroFund™ program every year.

See cardholder agreement for additional fees and information at

More to love about this card.

When you use your enviro Visa card, you’ll earn valuable Vancity Rewards points that can be redeemed for cash back, travel, charitable donations and gift cards.

1 point

1 point

for every $1 spent on all purchases.
2x the points

2x the points

when booking travel through Vancity Rewards.

Calculate your benefits.

Based on average monthly spend of $2,000

Flights, hotels and car rentals booked through Vancity Rewards.

Other eligible purchases.

The estimated value you could earn in a year based on your indicated monthly spend and card features.

All purchases
x points
Travel booked with Vancity Rewards
x points
Yearly points earned
rewards value

What you get with all personal cards.

All our personal credit cards come with these features:


  1. You are at least 19 years old.
  2. You live in British Columbia and have a BC address.

If you've declared bankruptcy in the last seven years or have no previous credit history, the enviro Secured Visa card might be the right card for you. You'll get all the same benefits as this enviro Visa card.

Ready to apply?

Apply online

Apply online

It takes as little as 10 minutes.
Get started

Optional protection.

Still not sure? Check out these cards.

enviro Visa Infinite card with Vancity Rewards

enviro Visa Infinite* card
with Vancity Rewards

Welcome offer Get up to $390 in rewards value Terms and conditions apply Learn more
Annual fee $120
Interest rate 19.50%
Vancity Rewards 1.25 - 10 points per $1 spent
Key benefits
Premium Visa Infinite Benefits
Visa Airport Companion membership
Local business discounts±
Flight delay insurance§
Mobile device insurance§
enviro Visa Classic ard with Vancity Rewards

enviro Visa* Classic card
with Vancity Rewards

Welcome offer Get up to $50 in rewards value Terms and conditions apply Learn more
Annual fee $0
Interest rate 19.50%
Vancity Rewards 1 point per $2 spent
Key benefits
Common carrier travel accident insurance up to $200,000§

Give us a call

Card Services 24/7

Metro Vancouver: 604-877-4999

Toll-free: 1-800-611-8472

Apply now

Metro Vancouver: 604-877-7000

Greater Victoria: 250-519-7000

Toll-free: 1-888-826-2489

Report a lost or stolen card

Metro Vancouver: 604-708-7810

Toll-free: 1-888-990-9691

International toll-free: IAC-800-500-0707-0
(IAC = International Access Code, varies by country