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2,500 bonus points on your first purchase ($25 rewards value)
3,500 bonus points each year on your card's anniversary ($35 rewards value)
| Annual fee | $99 |
|---|---|
| Interest rate | 19.50% |
| Supplementary or additional cards | $0 for up to 4 cards |
| Environmental impact |
Use the Carbon Counter™ to estimate your carbon footprint. 5% of profits from this card support the Vancity enviroFund™ program every year. |
See cardholder agreement for additional fees and information at vancity.com/VisaAgreements.
When you use your enviro Visa card, you’ll earn valuable Vancity Rewards points that can be redeemed for cash back,‡ travel, charitable donations and gift cards.
Flights, hotels and car rentals booked through Vancity Rewards.
Other eligible purchases.
The estimated Vancity Rewards points you could earn in a year based your indicated monthly spend and card features.
| Annual Vancity Rewards value | |
|---|---|
| Anniversary bonus points | + $35 |
| Annual fee | - |
| Rewards value after fees† |
| First purchase bonus points | + $25 |
|---|---|
| Total first year rewards value |
The estimated value you could earn in a year based on your indicated monthly spend and card features.
|
All purchases
x points |
|
|---|---|
|
Travel booked with Vancity Rewards
x points |
|
| Yearly points earned † |
rewards value |
If you’re carrying balances on cards from department stores, gas stations or other financial institutions, you could be paying annual interest rates as high as 29.9%.
Move your outstanding balances from other high-interest rate credit cards to an enviro Visa card. You’ll simplify your monthly payments, pay off your balance faster and save big on interest. It’s easy to do and there’s no fee.
If you've declared bankruptcy in the last seven years or have no previous credit history, the enviro Secured Visa card might be the right card for you. You'll get all the same benefits as this enviro Visa card.
Metro Vancouver: 604-877-7000
Greater Victoria: 250-519-7000
Toll-free: 1-888-826-2489
Come see us in person.
Monday - Saturday: 8am to 8pm
Sunday & holidays: 10am to 5:30pm
Find a branch
The estimated value you could earn in a year based on your monthly spend (indicated above) and card features.
| Annual Vancity Rewards value | |
|---|---|
| Annual fee | - |
| Rewards value after fees |
The estimated Vancity Rewards points you could earn in a year based your monthly spend (indicated above) and card features.
|
Groceries
x points |
|
|---|---|
|
Public transit and ferries
x points |
|
|
Local business partners
x points |
|
|
Travel booked with Vancity Rewards
x points |
|
|
Other purchases
x points |
|
| Total points earned |
rewards value |
The estimated value you could earn in a year based on your monthly spend (indicated above) and card features.
| Annual Vancity Rewards value | |
|---|---|
| Annual fee | - |
| Rewards value after fees |
The estimated Vancity Rewards points you could earn in a year based your monthly spend (indicated above) and card features.
|
Groceries
x points |
|
|---|---|
|
Public transit and ferries
x points |
|
|
Local business partners
x points |
|
|
Travel booked with Vancity Rewards
x points |
|
|
Other purchases
x points |
|
| Total points earned |
rewards value |
View legal details
‡ Vancity membership required for certain cash back rewards. Must have a Vancity deposit account to redeem for cash. Additional terms and conditions apply.
† Yearly rewards and benefits value and points earned are merely estimates for illustrative purposes only. Actual points earned may vary depending on card usage as outlined in the Vancity Rewards Program Terms and Conditions. Fees and interest charges may also vary depending on card usage and if you are a Vancity member as outlined in the Credit Card Agreement. Rewards and benefits are subject to change at any time without notice. See vancity.com/VisaAgreements for more information. The applicability of the information in the calculator, and the accuracy of rewards and benefits value and points earned, are not guaranteed.
§ Common Carrier Travel Accident and Travel Emergency Medical Insurance are insurance coverages underwritten by American Bankers Life Assurance Company of Florida (ABLAC) under Group Policy number VCVIL092019. All other insurance coverages are underwritten by American Bankers Insurance Company of Florida (ABIC) under Group Policy number VCVI092019. Price Protection Service and Emergency Travel Assistance Services are services only and not insurance and are provided by ABIC. ABIC and ABLAC, their subsidiaries, and affiliates carry on business in Canada under the name of Assurant®. ® Assurant is a registered trademark of Assurant, Inc. Details of the coverage, including definitions, benefits, limitations, and exclusions are in the Certificate of Insurance and the Statement of Services provided with the card. Read the Certificate of Insurance and Statement of Services, then keep these documents in a safe place, and take them with you when you travel.
+ Credit Card Balance Protection Creditor's Group Insurance is underwritten by CUMIS® Life Insurance Company. CUMIS® is a trademark of CUMIS Insurance Society, Inc. and is used under license.
^ The language in this website may not be the same as the actual policy wording which will prevail in all instances and is available upon request. Certain exclusions, limitations and conditions may apply. TuGo is a registered trademark of and is administered by North American Air Travel Insurance Agents Ltd. d.b.a. TuGo, a licensed insurance broker in British Columbia, Alberta, Saskatchewan, Manitoba and Ontario, represented by licensed insurance agents Kathleen S. Starko and Bradley G. Dance in New Brunswick, Nova Scotia and P.E.I. 11th Floor - 6081 No. 3 Road, Richmond, BC Canada V6Y 2B2. Insurance is underwritten by Industrial Alliance Insurance and Financial Services Inc., Industrial Alliance Pacific General Insurance Corporation and certain Lloyd's Underwriters, severally and not jointly.
± Vancity Rewards points and offers for Modo, JJ Bean and Fresh Prep are available to Vancity enviro Visa Infinite cardholders only. Offers are based on availability, and additional terms and conditions may apply. Vancity, Modo, JJ Bean and Fresh Prep reserve the right to modify or cancel this offer at any time and without notice.
⌀ enviro Visa Infinite, enviro Visa Infinite Business, and enviro Visa Infinite Privilege cardholders have access to participating lounges through the Visa Airport Companion Program (“Program”), hosted and managed by Dragonpass International Ltd. Cardholders must enroll for this benefit using a valid enviro Visa card. Upon enrollment, six complimentary lounge visits will be available for enviro Visa Infinite Privilege cardholders per membership year. All visits for enviro Visa Infinite and enviro Visa Infinite Business cardholders, and additional visits beyond the complimentary visits for enviro Visa Infinite Privilege cardholders are subject to a fee per person per visit. Cardholders who participate in the Program are subject to the DragonPass Terms of Use, Terms of Service and Privacy Policy and Visa’s Privacy Notice. To view the full Terms and Conditions for the Program and more details on how to enroll, please visit visaairportcompanion.ca. The Program services and benefits are provided by DragonPass and applicable third party offer providers and neither Visa nor Vancity is responsible for any claims or damages arising from participation in the Program.
Apple, the Apple logo, Apple Pay, Apple Watch, Face ID, iPad, iPhone, iTunes, Mac, Safari and Touch ID are trademarks of Apple Inc., registered in the U.S. and other countries.
* Trademark of Visa Int. Used under license.
Metro Vancouver: 604-708-7810
Toll-free: 1-888-990-9691
International toll-free: IAC-800-500-0707-0
(IAC = International Access Code, varies by country