Annual fee | $145 |
---|---|
Annual Interest rate | 11.25%Δ |
Supplementary or additional cards | $0 for up to 4 cards |
Bonus Points | 3,500 bonus points each year on your card's anniversary ($35 rewards value)≠ 2500 bonus points when you make your first purchase1 |
Environmental impact |
Use the Carbon Counter™ to estimate your carbon footprint. 5% of profits from this card support the Vancity enviroFund™ program every year. |
See cardholder agreement for additional fees and information at vancity.com/VisaAgreements.
When you use your enviro Visa card, you’ll earn valuable Vancity Rewards points that can be redeemed for cash back,‡ travel, charitable donations and gift cards.
Flights, hotels and car rentals booked through Vancity Rewards.
Other eligible purchases.
The estimated Vancity Rewards points you could earn in a year based your indicated monthly spend and card features.
Annual Vancity Rewards value | |
---|---|
Anniversary bonus points | + $35 |
Annual fee | - |
Rewards value after fees† |
First purchase bonus points | + $25 |
---|---|
Total first year rewards value |
The estimated value you could earn in a year based on your indicated monthly spend and card features.
All purchases
x points |
|
---|---|
Travel booked with Vancity Rewards
x points |
|
Yearly points earned † |
rewards value |
If you’re carrying balances on cards from department stores, gas stations or other financial institutions, you could be paying annual interest rates as high as 29.9%.
Move your outstanding balances from other high-interest rate credit cards to an enviro Visa card. You’ll simplify your monthly payments, pay off your balance faster and save big on interest. It’s easy to do and there’s no transfer fee.α
If you've declared bankruptcy in the last seven years or have no previous credit history, the enviro Secured Visa card might be the right card for you. You'll get all the same benefits as this enviro Visa card.
A great option if you carry a balance and want a low interest rate card.
The estimated value you could earn in a year based on your monthly spend (indicated above) and card features.
Annual Vancity Rewards value | |
---|---|
Anniversary bonus points | + $35 |
Annual fee | - |
Rewards value after fees |
The estimated Vancity Rewards points you could earn in a year based your monthly spend (indicated above) and card features.
Groceries
x points |
|
---|---|
Public transit and ferries
x points |
|
Local business partners
x points |
|
Travel booked with Vancity Rewards
x points |
|
Other purchases
x points |
|
Total points earned |
rewards value |
View legal details
1 You will receive 2,500 Vancity Rewards bonus points (the “First Purchase Bonus”) only after the first eligible purchase is made on the Account. To receive the First Purchase Bonus, your Account must be in good standing. Cash advances, cash-like transactions, balance transfers, and the amounts you pay in interest or other types of fees on your Account are not eligible purchases for the First Purchase Bonus. Vancity reserves the right to determine what qualify as eligible purchases.
≠ You will receive an additional 3,500 Vancity Reward points (the “Anniversary Bonus”) on the anniversary of your Account when you have an enviro Visa Gold card with Low Interest Rate plus Vancity Rewards. The Anniversary Bonus will be credited to your account on the same statement period as your Account’s anniversary.
‡ Vancity membership required for certain cash back rewards. Must have a Vancity deposit account to redeem for cash. Additional terms and conditions apply.
† Yearly rewards and benefits value and points earned are merely estimates for illustrative purposes only. Actual points earned may vary depending on card usage as outlined in the Vancity Rewards Program Terms and Conditions. Fees and interest charges may also vary depending on card usage and if you are a Vancity member as outlined in the Credit Card Agreement. Rewards and benefits are subject to change at any time without notice. See vancity.com/VisaAgreements for more information. The applicability of the information in the calculator, and the accuracy of rewards and benefits value and points earned, are not guaranteed.
§ Common Carrier Travel Accident and Travel Emergency Medical Insurance are insurance coverages underwritten by American Bankers Life Assurance Company of Florida (ABLAC) under Group Policy number VCVIL092019. All other insurance coverages are underwritten by American Bankers Insurance Company of Florida (ABIC) under Group Policy number VCVI092019. Price Protection Service and Emergency Travel Assistance Services are services only and not insurance and are provided by ABIC. ABIC and ABLAC, their subsidiaries, and affiliates carry on business in Canada under the name of Assurant®. ® Assurant is a registered trademark of Assurant, Inc. Details of the coverage, including definitions, benefits, limitations, and exclusions are in the Certificate of Insurance and the Statement of Services provided with the card. Read the Certificate of Insurance and Statement of Services, then keep these documents in a safe place, and take them with you when you travel.
Δ You will benefit from an interest-free grace period of 21 days on new purchases and fees appearing on your statement. If you pay off the balance showing on your statement in full by the payment due date, no interest will be payable on all new purchases that appear on your statement for the first time. There is no interest-free grace period on cash advances and balance transfers. Interest rates and fees and are subject to change without notice. See the Vancity Credit Card Agreement and Disclosure Statement for more details.
α There is no fee to transfer your credit card balance from another financial institution. Please note there is no interest-free grace period on balance transfers. Interest will be charged on balance transfer amounts from the date of the transfer.
Apple, the Apple logo, Apple Pay, Apple Watch, Face ID, iPad, iPhone, iTunes, Mac, Safari and Touch ID are trademarks of Apple Inc., registered in the U.S. and other countries.
* Trademark of Visa Int. Used under license.
Metro Vancouver: 604-708-7810
Toll-free: 1-888-990-9691
International toll-free: IAC-800-500-0707-0
(IAC = International Access Code, varies by country