Credit cards
enviro™ Visa* Gold card
Low interest rateIf you need to carry a balance, this personal credit card offers a low interest rate plus additional insurance coverage.
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| Annual fee | $45 |
|---|---|
| Interest rate | 11.25% |
| Supplementary or additional cards | $0 for up to 4 cards |
| Environmental impact |
Use the Carbon Counter™ to estimate your carbon footprint. 5% of profits from this card support the Vancity enviroFund™ program every year. |
See cardholder agreement for additional fees and information at vancity.com/VisaAgreements.
If you’re carrying balances on cards from department stores, gas stations or other financial institutions, you could be paying annual interest rates as high as 29.9%.
Move your outstanding balances from other high-interest rate credit cards to an enviro Visa card. You’ll simplify your monthly payments, pay off your balance faster and save big on interest. It’s easy to do and there’s no fee.
If you've declared bankruptcy in the last seven years or have no previous credit history, the enviro Secured Visa card might be the right card for you. You'll get all the same benefits as this enviro Visa card.
Metro Vancouver: 604-877-7000
Greater Victoria: 250-519-7000
Toll-free: 1-888-826-2489
Come see us in person.
Monday - Saturday: 8am to 8pm
Sunday & holidays: 10am to 5:30pm
Find a branch
A great option if you carry a balance and want a low interest rate card.
The estimated value you could earn in a year based on your monthly spend (indicated above) and card features.
| Annual Vancity Rewards value | |
|---|---|
| Anniversary bonus points | + $35 |
| Annual fee | - |
| Rewards value after fees |
The estimated Vancity Rewards points you could earn in a year based your monthly spend (indicated above) and card features.
|
Groceries
x points |
|
|---|---|
|
Public transit and ferries
x points |
|
|
Local business partners
x points |
|
|
Travel booked with Vancity Rewards
x points |
|
|
Other purchases
x points |
|
| Total points earned |
rewards value |
View legal details
§ Common Carrier Travel Accident and Travel Emergency Medical Insurance are insurance coverages underwritten by American Bankers Life Assurance Company of Florida (ABLAC) under Group Policy number VCVIL092019. All other insurance coverages are underwritten by American Bankers Insurance Company of Florida (ABIC) under Group Policy number VCVI092019. Price Protection Service and Emergency Travel Assistance Services are services only and not insurance and are provided by ABIC. ABIC and ABLAC, their subsidiaries, and affiliates carry on business in Canada under the name of Assurant®. ® Assurant is a registered trademark of Assurant, Inc. Details of the coverage, including definitions, benefits, limitations, and exclusions are in the Certificate of Insurance and the Statement of Services provided with the card. Read the Certificate of Insurance and Statement of Services, then keep these documents in a safe place, and take them with you when you travel.
+ Credit Card Balance Protection Creditor's Group Insurance is underwritten by CUMIS® Life Insurance Company. CUMIS® is a trademark of CUMIS Insurance Society, Inc. and is used under license.
^ The language in this website may not be the same as the actual policy wording which will prevail in all instances and is available upon request. Certain exclusions, limitations and conditions may apply. TuGo is a registered trademark of and is administered by North American Air Travel Insurance Agents Ltd. d.b.a. TuGo, a licensed insurance broker in British Columbia, Alberta, Saskatchewan, Manitoba and Ontario, represented by licensed insurance agents Kathleen S. Starko and Bradley G. Dance in New Brunswick, Nova Scotia and P.E.I. 11th Floor - 6081 No. 3 Road, Richmond, BC Canada V6Y 2B2. Insurance is underwritten by Industrial Alliance Insurance and Financial Services Inc., Industrial Alliance Pacific General Insurance Corporation and certain Lloyd's Underwriters, severally and not jointly.
Apple, the Apple logo, Apple Pay, Apple Watch, Face ID, iPad, iPhone, iTunes, Mac, Safari and Touch ID are trademarks of Apple Inc., registered in the U.S. and other countries.
* Trademark of Visa Int. Used under license.
Metro Vancouver: 604-708-7810
Toll-free: 1-888-990-9691
International toll-free: IAC-800-500-0707-0
(IAC = International Access Code, varies by country