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Credit cards

enviro™ Visa* Gold card

Low interest rate
If you need to carry a balance, this personal credit card offers a low interest rate plus additional insurance coverage.
enviro™ Visa* Gold card
A sunset

Key features.

Annual fee $45
Interest rate 11.25%
Supplementary or additional cards $0 for up to 4 cards
Environmental impact

5% of profits from this card support the Vancity enviroFund™ program every year.

See cardholder agreement for additional fees and information at vancity.com/VisaAgreements.

More to love about this card.

Competitive rates help you save on interest

Annual interest rates for cards with department stores, gas stations or other financial institutions can be as high as 29.9%. If you need to carry a balance on your card month to month, our low-interest rate enviro Visa card will simplify your monthly payments and help you save on interest, so you can pay off your balance faster.

What you get with all personal cards.

All our personal credit cards come with these features:

Eligibility.

  1. You are at least 19 years old.
  2. You live in British Columbia and have a BC address.

If you've declared bankruptcy in the last seven years or have no previous credit history, the enviro Secured Visa card might be the right card for you. You'll get all the same benefits as this enviro Visa card.

Ready to apply?

Apply online

Apply online

It takes as little as 10 minutes.
Get started
Give us a call

Give us a call

Metro Vancouver: 604-877-7000
Greater Victoria: 250-519-7000
Toll-free: 1-888-826-2489

Visit a branch

Visit a branch

Come see us in person.
Monday - Saturday: 8am to 8pm
Sunday & holidays: 10am to 5:30pm
Find a branch

Optional protection.

Still not sure? Check out these cards.

enviro Visa Classic card with low interest rate

enviro Visa* Classic card
Low interest rate

Annual fee $25
Interest rate 11.25%
Vancity Rewards None
Key benefits
Common carrier travel accident insurance up to $200,000§
enviro Visa Gold card with low interest rate and Vancity Rewards

enviro Visa* Gold card
Low interest rate + Vancity Rewards

Annual fee $145
Interest rate 11.25%
Vancity Rewards 1 point per $1 spent
Key benefits
2,500 bonus points on your first purchase ($25 rewards value)
3,500 bonus points on your card’s anniversary ($35 rewards value)
Common carrier travel accident insurance up to $500,000§

Give us a call

Card Services 24/7

Metro Vancouver: 604-877-4999

Toll-free: 1-800-611-8472

Apply now

Metro Vancouver: 604-877-7000

Greater Victoria: 250-519-7000

Toll-free: 1-888-826-2489

Report a lost or stolen card

Metro Vancouver: 604-708-7810

Toll-free: 1-888-990-9691

International toll-free: IAC-800-500-0707-0
(IAC = International Access Code, varies by country