enviro ExpenseGold Visa

enviro™ ExpenseGold Visa* card is ideal if you are the sole proprietor or manager of a small business or organization.

Get up to four cards per account with a single monthly statement, a single credit limit, and transaction details categorized by cardholder name. Protect your business with zero liability for unauthorized use, and manage your cash flow with a convenient 21-day interest-free grace period. To apply, visit a branch

Features and benefits

For members who...

Want to benefit from a low annual fee and the ability to earn reward points.

Annual fee $99
Interest rate 19.5%
Rewards earn rate $1/1 point
Bonus reward points
  • 2,500 points with your first purchase
  • 3,500 points upon each card anniversary
  • 2,000 points when you enrol at myvisarewardsplus.com
Additional benefits

Rewards for you and the things you care about

($100 spent = 100 reward points)

Examples of reward options¹ that can be redeemed after 12 months
If you spend...Vancity financial rewardsTravel³Gift cards³Charitable donations

per day

Make a $180² deposit into your RRSP Jumpstart® Savings account.

Enjoy a one-night stay for two at a four-star hotel in Whistler, BC.

Get seven x $25 gift cards for Cora.

Make a $180² donation towards your favourite cause. We'll send you a tax receipt.

per day

Take an extra $360 off your Vancity mortgage².

Check out how you can use your reward points towards Vancity financial products .

Put $360² towards your next dream vacation.

Get a $50 Hudson’s Bay gift card and a combination of three x $100 gift cards from out catalogue including Vancity enviro™ Visa Gift Card that can be used at any store that accepts Visa cards to buy any merchandise of your choice.

Make a $360² donation towards your favourite cause. We'll send you a tax receipt.

Insurance coverage4

Extended warranty

Extend the manufacturer’s warranty by up to one year on most items purchased with your enviro ExpenseGold Visa card.

Auto rental collision / loss damage insurance

When you rent a car for up to 48 consecutive days, decline the rental agency's collision damage waiver, and charge the full cost of the rental to your enviro ExpenseGold Visa card, you may be covered for up to the value of the rental car, and reasonable loss of use amounts if the rental car is damaged or stolen, to a maximum of $65,000.

Purchase security insurance

Most items you buy with your enviro ExpenseGold Visa card may be repaired, replaced, rebuilt, or reimbursed in the event of theft or damage for 90 days from the purchase date.

Delayed and lost baggage insurance

When you use your enviro ExpenseGold Visa card to purchase your common carrier ticket and your baggage is delayed for up to four days after arriving at your destination, you may be reimbursed for the cost to replace essential items purchased before your baggage is returned, up to a maximum of $1000 per person per trip. In the event the common carrier does not locate your baggage, you may be reimbursed for the portion of the replacement cost of lost personal property that is not covered by the common carrier or other insurance, to a maximum of $1000 per person per trip.

Travel accident insurance

You, your spouse, and dependent children may receive up to $500,000 for accidental bodily injury on a covered trip when you use your enviro ExpenseGold Visa card to purchase at least 75% of the common carrier fare.

Make Good Money™

When you choose and use an enviro Visa card, you earn great rewards, while making good things happen in your community through the enviroFund™ granting program.

Just by using your card for daily transactions, you ensure every year a portion of Vancity enviro Visa card's profits are distributed back to your local community. We call it Good Money.

enviro Visa cardholders

General inquiries and lost or stolen cards?
1.800.611.8472 or 604.877.4999

Redeem your reward points at myvisarewardsplus.com

¹ Reward options are for illustrative purposes only and will vary. Browse myvisarewardsplus.com for the most current and the full selection of reward options.
² Rounded to the nearest ten dollars.
³ Travel and gift card rewards are redeemable through myvisarewardsplus.com or My Visa Rewards Plus Program Service
4 Certain definitions, benefits, limitations, and exclusions apply to all enviro Visa card insurance coverage. You will receive a copy of the Certificate of Insurance that describes the insurance coverage in more detail. The insurance is subject to change or cancellation without notice. Extended Warranty, Purchase Security Insurance, Auto Rental Collision/Loss Damage, and Delayed & Lost Baggage Insurance are underwritten by American Bankers Insurance Company of Florida and Travel Accident Insurance is insurance coverage underwritten by American Bankers Life Assurance Company of Florida.

™ enviro, Vancity enviroFund and Make Good Money are trademarks of Vancouver City Savings Credit Union.
*Trademark of Visa Int., used under license.