enviro Classic* Visa

enviro™ Classic Visa* card offers you a card with the option of no annual fee while offering rewards that let you achieve your financial goals; travel; make charitable donations or redeem for gift cards. Enjoy built-in benefits, including Extended Warranty and Purchase Security.

Even better, with each purchase you make good things happen in your community .

Apply now

Features and benefits

enviro Classic* Visa card comes in a range of options to suit your needs.

For members who...

Don't expect to carry a balance, don't want to pay an annual fee, and want the ability to earn reward points.

Typically carry a balance, want a low interest rate, and want the ability to earn reward points.

Carry a balance and want a low interest rate only.

Annual fee $0 $50 $25
Interest rate 19.5% 11.25% 11.25%
Rewards earn rate $2=1 point $2=1 point n/a
Bonus reward points n/a
Additional benefits

Rewards for you and the things you care about

($100 spent = 50 reward points)

Examples of reward options¹ that can be redeemed after 12 months
If you spend...Vancity financial rewardsTravel³Gift cards³Charitable donations

per day

Deposit $90² to top up your RRSP Jumpstart® Savings account.

Enjoy a weekend car rental, including taxes and fees.

Get a $50 gift card for Canadian Tire and a $25 gift card for Cora.

Make a $90² donation towards your favourite cause. We'll send you a tax receipt.

per day

Pay down your enviro Visa card account by $180².

Check out how you can use your reward points towards Vancity financial products.

Get round-trip airfare for one adult between Vancouver and Los Angeles.

Get a $100 Vancity enviro™ Visa Gift Card that can be used at any store that accepts Visa cards to buy any merchandise of your choice, and a $50 gift card for Winners.

Make a $180² donation towards your favourite cause. We'll send you a tax receipt.

Insurance coverage4

Extended warranty

Double or extend the manufacturer's warranty by up to one year on most items when you use your enviro Classic* Visa card to make a purchase.

Purchase security insurance

Most items you buy with your enviro Classic* Visa card will be repaired, replaced or reimbursed in the event of theft or damage within 90 days of the purchase date.

Travel accident insurance

You, your spouse, and dependent children may receive up to $200,000 for accidental bodily injury on a covered trip when you use your enviro Classic Visa card to purchase at least 75% of the common carrier fare.


® Registered trademark of Visa International Service Association. Vancity is a licensed user.

    Make Good Money™

    When you choose and use an enviro Visa card, you earn great rewards, while making good things happen in your community through the enviroFund™ granting program.

    Just by using your card for daily transactions, you ensure every year a portion of Vancity enviro Visa card's profits are distributed back to your local community. We call it Good Money.

    enviro Visa cardholders

    General inquiries and lost or stolen cards?
    1.800.611.8472 or 604.877.4999

    Redeem your reward points at myvisarewardsplus.com

    ¹ Reward options are for illustrative purposes only. Browse myvisarewardsplus.com for the most current and the full selection of reward options.
    ² Rounded to the nearest ten dollars.
    ³Travel and gift card rewards are redeemable online through myvisarewardsplus.com or My Visa Rewards Plus Program Service Centre by calling 1.866.661.3377.
    4Certain definitions, benefits, limitations, and exclusions apply to all enviro Visa card insurance coverage. The insurance coverage is subject to change or cancellation without notice. Purchase Security and Extended Warranty Insurance is underwritten by American Bankers Insurance Company of Florida.

    ™ enviro, Vancity enviroFund and Make Good Money are trademarks of Vancouver City Savings Credit Union.
    *Trademark of Visa Int., used under license.