Redeem points for cash back
Redeem points for cash back‡
Reach your financial goals sooner
Turn points into cash. When you redeem Vancity Rewards™ points for cash back, the money goes directly towards your enviro™ Visa* card account balance or into your chosen Vancity account instead of a cheque.
You can redeem points throughout the year and there's no maximum limit to how many points you can redeem.
With our flexible options, you could:
Put money towards your account balance
Pay off your enviro Visa card account balance faster when you redeem points towards your account balance.
Pay off a recent purchase
Redeem points to reimburse yourself for any item purchased with your enviro Visa card, starting with as little as 2,000 points ($20 rewards value). With this lower minimum point requirement, you can start redeeming points sooner and more often.
Top off your savings or make a loan payment
Vancity members can also redeem points for a variety of Vancity financial accounts, like topping-up your Jumpstart™ High Interest Savings Account, making a payment towards your Vancity mortgage and more.
Redeem points towards a Vancity Positive Impact™ RRSP
From January 6 to May 31, 2020, any cash back point redemptions made into an existing RRSP Jumpstart account through the Vancity Rewards website will automatically go into a new RRSP Jumpstart Promotion account, helping you earn a higher introductory interest rate while investing in your (and the planet’s) future.
Explore all your cash back reward options on rewards.vancity.com.
What can I redeem points for?
Examples of cash back reward options1 that can be redeemed after using your card for 12 months.
Ready to get cash back?
Log into Manage my Visa cardNeed more information?
By phone
Call us Monday to Saturday (8 am to 8 pm) and Sunday (10 am to 5:30 pm).
Metro Vancouver: 604-877-4999
Toll-free: 1-800-611-8472
Still deciding?
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Manage your card1 Reward options shown are for illustrative purposes only and will vary. All figures have been rounded to the nearest dollar. For the most current rewards selection and to redeem your points, visit rewards.vancity.com or contact the Vancity Rewards Service Centre toll-free at 1-866-661-3377.
2 You will earn more points per $1 on eligible purchases made with an enviro Visa Infinite, enviro Visa Infinite Privilege or enviro Visa Infinite Business card. Eligibility is based on the merchant code as classified in the Visa credit card network. For enviro Visa Infinite and enviro Visa Infinite Privilege cards purchases made at merchants classified as (i) Grocery Stores; Freezer and Locker Meat Provisioners; Candy Stores; Dairy Product Stores; Bakeries; and Misc. Food Stores – Convenience Stores and Specialty Markets are “groceries”; (ii) Local/Suburban Commuter Passenger Transportation – Railroads; and Transportation Services Not Elsewhere Classified are “public transit and ferries”. For enviro Visa Infinite Business card purchases made at merchants classified as: (i) Electronics/Computers, Peripherals, and Software; Office Supplies/Stationery, Printing and Writing Paper; Electronic; and Hardware/Garden Centers are “office supplies”; (ii) Local/Suburban Commuter Passenger Transportation – Railroads; and Transportation Services Not Elsewhere Classified are “public transit and ferries”; and (iii) Taxicabs and Limousines; Bus Lines; Automobile Parking Lots and Garages; Railroads; Passenger Railways are “taxis, bus, parking and rail”. Some merchants may sell these products/services or are separate merchants who are located on the premises of these merchants, but are classified by the Visa credit card network in another manner, in which case the accelerated earn rate will not apply.
3 Reward point calculations for enviro Visa Infinite, enviro Visa Infinite Privilege and enviro Visa Infinite Business cards are based on 2017 Statistics Canada data for average annual household expenditure of $5,934 for food purchased from stores and $1,274 for public transit.
* Trademark of Visa Int., used under license.