Redeem points for cash back
Redeem points for cash back‡
Reach your financial goals sooner
Turn points into cash (formerly known as financial rewards). When you redeem Vancity Rewards™ points for cash back, the money goes directly towards your enviro™ Visa* card account balance or into your chosen Vancity account instead of a cheque.
You can redeem points throughout the year and there's no maximum limit to how many points you can redeem.
With our flexible options, you could:
Put money towards your account balance
Pay off your enviro Visa card account balance faster when you redeem points towards your account balance.
Pay off a recent purchase
Redeem points to reimburse yourself for any item purchased with your enviro Visa card, starting with as little as 2,000 points ($20 rewards value). With this lower minimum point requirement, you can start redeeming points sooner and more often.
Top off your savings or make a loan payment
Vancity members can also redeem points for a variety of Vancity financial accounts, like topping-up your Jumpstart™ High Interest Savings Account, making a payment towards your Vancity mortgage and more.
Explore all your cash back reward options on Vancity Rewards.
What can I redeem points for?
Examples of cash back reward options1 that can be redeemed after using your card for 12 months.
enviro Classic* Visa card |
enviro Gold™ Visa card and enviro ExpenseGold™ Visa card |
enviro Gold accelerator Visa card |
|---|---|---|
| If you typically spend $25/day ($750/month) | ||
| Paying off a $45 recurring bill payment with Pay with points | Contributing $90 towards a Jumpstart High Interest Savings Account | Making a $137 payment towards a Personaline™ line of credit |
| 4,500 points ($45 rewards value) |
9,000 points ($90 rewards value) |
13,700 points ($137 rewards value) |
| If you typically spend $50/day ($1,500/month) | ||
| Make a $90 payment towards your enviro Visa card account balance | Contribute $180 towards your TFSA Jumpstart High Interest Savings Account | Pay off a $270 furniture purchase with Pay with points |
| 9,000 points ($90 rewards value) |
18,000 points ($180 rewards value) |
27,000 points ($270 rewards value) |
| If you typically spend $100/day ($3,000/month) | ||
| Make a $180 payment towards your personal loan | Make a $360 payment towards your Vancity mortgage | Contribute $540 towards your RRSP term deposit |
| 18,000 points ($180 rewards value) |
36,000 points ($360 rewards value) |
54,000 points ($540 rewards value) |
Ready to get cash back?
Log into Manage my Visa cardNeed more information?
By phone
Call us Monday to Saturday (8 am to 8 pm) and Sunday (10 am to 5:30 pm).
Metro Vancouver: 604-877-4999
Toll-free: 1-800-611-8472
Still deciding?
Browse cardsI have a card already
Manage your card‡ Vancity membership required for certain cash back rewards. Must have a Vancity deposit account to redeem for cash. Additional terms and conditions apply.
1Reward options shown are for illustrative purposes only and will vary. All figures have been rounded to the nearest dollar. For the most current rewards selection and to redeem your points, visit rewards.vancity.com or contact the Vancity Rewards Service Centre toll-free at 1-866-661-3377.
*Trademark of Visa Int., used under license.