All cards

Bonus points

Authorized Users

Card details

  • No annual fee

Vancity Rewards

  • Earn 1 Vancity Rewards point for every $2 spent
  • Get $1 in rewards value for every 100 points redeemed
  • Earn double the points when you use your enviro Visa card to book travel through the Vancity Rewards program

Coverage1:

  • Common carrier travel accident insurance up to $200,000
  • Extended warranty insurance
  • Purchase security insurance

Every year, 5% of enviro Visa card profits go to support the Vancity enviroFund™ program.

Vancity Rewards

  • Earn 1 Vancity Rewards point for every $1 spent
  • Get $1 in rewards value for every 100 points redeemed
  • Earn double the points when you use your enviro Visa card to book travel through the Vancity Rewards program

Coverage1:

  • Auto rental collision / loss damage insurance
  • Common carrier travel accident insurance up to $500,000
  • Extended warranty insurance
  • Purchase security insurance
  • Delayed and lost baggage insurance
  • Price protection service

Every year, 5% of enviro Visa card profits go to support the Vancity enviroFund™ program.

  • Low interest rate
  • Low annual fee

Coverage1:

  • Common carrier travel accident insurance up to $200,000
  • Extended warranty insurance
  • Purchase security insurance

Every year, 5% of enviro Visa card profits go to support the Vancity enviroFund™ program.

Vancity Rewards

  • Earn 1.5 Vancity Rewards points for every $1 spent
  • Get $1 in rewards value for every 100 points redeemed
  • Earn double the points when you use your enviro Visa card to book travel through the Vancity Rewards program

Coverage1:

  • Auto rental collision / loss damage insurance
  • Common carrier travel accident insurance up to $500,000
  • Extended warranty insurance
  • Purchase security insurance
  • Delayed and lost baggage insurance
  • Price protection service

Every year, 5% of enviro Visa card profits go to support the Vancity enviroFund™ program.

  • Low interest rate
  • Low annual fee

Vancity Rewards

  • Earn 1 Vancity Rewards point for every $2 spent
  • Get $1 in rewards value for every 100 points redeemed
  • Earn double the points when you use your enviro Visa card to book travel through the Vancity Rewards program

Coverage1:

  • Common carrier travel accident insurance up to $200,000
  • Extended warranty insurance
  • Purchase security insurance

Every year, 5% of enviro Visa card profits go to support the Vancity enviroFund™ program.

  • Low interest rate

Vancity Rewards

  • Earn 1 Vancity Rewards point for every $1 spent
  • Get $1 in rewards value for every 100 points redeemed
  • Earn double the points when you use your enviro Visa card to book travel through the Vancity Rewards program

Coverage1:

  • Auto rental collision / loss damage insurance
  • Common carrier travel accident insurance up to $500,000
  • Extended warranty insurance
  • Purchase security insurance
  • Delayed and lost baggage insurance
  • Price protection service

Every year, 5% of enviro Visa card profits go to support the Vancity enviroFund™ program.

  • Low interest rate
  • Low annual fee

Coverage1:

  • Auto rental collision / loss damage insurance
  • Common carrier travel accident insurance up to $500,000
  • Extended warranty insurance
  • Purchase security insurance
  • Delayed and lost baggage insurance
  • Price protection service

Every year, 5% of enviro Visa card profits go to support the Vancity enviroFund™ program.

  • No annual fee
  • No interest charges
  • One time purchase fee: $14.95
  • Monthly maintenance fee: $4.95 (waived for Vancity members)
  • No reload fee
  • Funds on your card never expire
  • The balance is not insured by the Canada Deposit Insurance Corporation (CDIC)
  • The card cannot be used for gambling

Coverage1:

  • Extended warranty insurance
  • Purchase security insurance
  • No annual fee, interest charges or additional activation required
  • The card is ready for immediate use
  • Funds on your card never expire
  • The balance is not insured by the Canada Deposit Insurance Corporation (CDIC)
  • The card cannot be used for gambling
  • No ATM access
  • Cards cannot be used for pre-authorized or recurring payments

Fees1

  • One time purchase fee: $2
  • Monthly maintenance fee: $2.50 or balance remaining on the card (whichever is less), charged monthly starting the month after Good Thru date
  • Foreign currency fee: 2.5%
  • Get up to 8 cards per account for one annual fee of $99
  • The business will get a single monthly statement with transaction details categorized by credit card users
  • Manage your cash flow with a convenient 21-day interest-free grace period
  • Great for the sole proprietor, manager of a small business/organization or Not-for-Profit

Vancity Rewards

  • Earn 1 Vancity Rewards points for every $1 spent
  • Get $1 in rewards value for every 100 points redeemed
  • Earn double the points when you use your enviro Visa card to book travel through the Vancity Rewards program

Coverage1:

  • Auto rental collision / loss damage insurance
  • Common carrier travel accident insurance up to $500,000
  • Extended warranty insurance
  • Purchase security insurance
  • Delayed and lost baggage insurance

Every year, 5% of enviro Visa card profits go to support the Vancity enviroFund™ program.

  • Establish or rebuild your credit history
  • Invest as little as $500 into your own Vancity Term Deposit, Jumpstart™ High Interest Savings Account or TFSA (Tax Free Savings Account). We'll issue you an enviro Visa card with a credit limit equal to the amount of your investment
  • Earn interest on your term deposit
  • An enviro Secured Visa card looks and functions like a regular credit card. Choose any of our enviro Visa credit card options1

This credit card is best for those who:

  • Immigrated to Canada with limited or no previous Canadian credit history
  • Experienced financial difficulty in the past and wish to rebuild their credit
  • Want convenient access to credit for everyday purchases
  • Add up to 4 additional cards (Authorized Users) on your account
  • First card is free, then $50 annual fee for each additional card

Vancity Rewards

  • Earn Vancity Rewards points:
    • 2.5 points for every $1 spent on groceries1
    • 5 points for every $1 spent on public transit and ferries1
    • 10 points for every $1 spent at select local businesses
    • 1.25 points for every $1 spent on all other purchases
  • Earn double the points when you use your enviro Visa card to book travel through the Vancity Rewards program
  • Get $1 in rewards value for every 100 points redeemed

Every year, 5% of enviro Visa card profits go to support the Vancity enviroFund™ program.

Coverage2:

  • Auto rental collision/loss damage insurance
  • Common carrier travel accident insurance up to $500,000
  • Flight delay insurance
  • Delayed and lost baggage insurance
  • Extended warranty insurance
  • Purchase security insurance
  • Price protection service
  • Mobile device insurance
  • Add up to 4 additional cards (Authorized Users) on your account
  • First card is free, then $50 annual fee for each additional card

Vancity Rewards

  • Earn Vancity Rewards points:
    • 3 points for every $1 spent on groceries1
    • 5 points for every $1 spent on public transit and ferries1
    • 10 points for every $1 spent at select local businesses
    • 1.5 points for every $1 spent on all other purchases
  • Earn double the points when you use your enviro Visa card to book travel through the Vancity Rewards program
  • Get $1 in rewards value for every 100 points redeemed

Every year, 5% of enviro Visa card profits go to support the Vancity enviroFund™ program.

Coverage2:

  • Auto rental collision/loss damage insurance
  • Common carrier travel accident insurance up to $500,000
  • Travel emergency medical insurance up to $5,000,000
  • Trip cancellation insurance up to $2,500 and trip interruption insurance up to $5,000
  • Flight delay insurance
  • Delayed and lost baggage insurance
  • Extended warranty insurance
  • Purchase security insurance
  • Price protection service
  • Mobile device insurance

Eligibility requirements

To be eligible for a Vancity credit card, you must:

  • Be at least 19 years old
  • Live in British Columbia and have a BC address

If you've declared bankruptcy in the last 7 years or have no previous credit history, the enviro Secured Visa card might be the right card for you. You'll get all the same benefits of this enviro Visa card.

Eligibility requirements

The enviro ExpenseGold Visa card may be right for you if you are a:

  • Vancity business member
  • Small to medium-sized business
  • Sole proprietor, partnership, limited company, co-operative or Not-for-Profit organization

Have questions about whether this product is right for you? Please call us at 604-877-7000 or toll-free 1-888-826-2489 to speak with a Business Banking Specialist for details.

Eligibility requirements

To be eligible for a enviro Visa Reloadable Prepaid card, you must:

  • Be at least 16 years old if applying in a branch. You can also apply online if you are at least 19 years old
  • Live in British Columbia and have a current BC address

Already have a Vancity enviro Visa Gift Card?

Your card is ready to be used immediately.

Don't forget to register your card at mybalance.ca.

When you register your card, we can replace your card if it's lost, stolen or expired. You can also view your balance, transaction history and the Cardholder Agreement.

Eligibility requirements

To be eligible for a enviro Secured Visa card, you must:

  • Be an existing or new Vancity member in good standing
  • Be at least 19 years or older
  • Live in British Columbia and have a current BC address
  • Be able to put a security deposit equal to the maximum credit limit on the enviro Visa card

Please note, you must also meet at least one income and/or investable fund criteria for the enviro Visa Infinite* and enviro Visa Infinite Privilege* cards.

Benefits:

  • Premium Visa Infinite benefits including concierge, dining, entertainment and more
  • Travel benefits including hotel benefits and a complimentary membership to Priority Pass™ where you will have access3 to airport lounge visits
  • Discounts and perks to select local businesses

Eligibility requirements

To be eligible for this Vancity credit card, you must:

  • Be at least 19 years old
  • Live in British Columbia and have a BC address
  • Meet one of the following:
    • $60,000 annual personal income or $100,000 annual household income, or
    • $250,000 or more in investable funds (including the money saved in your chequing and savings accounts and the total market value of your RRSP, TFSA or other investment accounts)

If you've declared bankruptcy in the last 7 years or have no previous credit history, the enviro Secured Visa card might be the right card for you. You'll get all the same benefits of this enviro Visa card.

Benefits:

  • Premium Visa Infinite Privilege benefits including concierge, dining, entertainment and more
  • Travel benefits including hotel benefits, six complimentary airport lounge visits, a complimentary membership to Priority Pass™ where you will have access3 to lounge visits, and express security lane access at select Canadian airports
  • Discounts and perks to select local businesses

Eligibility requirements

To be eligible for this Vancity credit card, you must:

  • Be at least 19 years old
  • Live in British Columbia and have a BC address
  • Meet one of the following:
    • $200,000 annual household income, or
    • $400,000 or more in investable funds (including money saved in your chequing and savings accounts and the total market value of your RRSP, TFSA or other investment accounts)

If you've declared bankruptcy in the last 7 years or have no previous credit history, the enviro Secured Visa card might be the right card for you. You'll get all the same benefits of this enviro Visa card.

Apply online

It'll take as little as 5 minutes to apply online.

It'll take as little as 10 minutes to apply online.

{{ card.cta_label }}
Apply in person

Visit your nearest community branch.

Find a branch »
Apply by phone

Call us Monday to Saturday (8 am to 8 pm) and Sunday (10 am to 5:30 pm).

Metro Vancouver: 604-877-7000
Greater Victoria: 250-519-7000
Toll-free: 1-888-826-2489

Apply for a card

Make an appointment at your nearest community branch. Call us Monday to Saturday (8 am to 8 pm) and Sunday (10 am to 5:30 pm).

Metro Vancouver: 604-877-7000
Greater Victoria: 250-519-7000
Toll-free: 1-888-826-2489

{{ card.cta_label }}

Apply in person

Visit your nearest community branch.

{{ card.cta_label }}

Don't want to set up a term deposit but still want a secure and convenient way to pay?
Consider applying for an enviro Visa Reloadable Prepaid card.

Purchase in person

Visit your nearest community branch.

{{ card.cta_label }}

More questions?

For information about your card including balance, transactions, terms and conditions, visit myreloadable.ca
or call us toll-free at 1-866-760-1543.

More questions?

For information about your card including balance, transactions, terms and conditions, visit mybalance.ca,
call us toll-free at 1-866-315-7728 or view our frequently asked questions.