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Card details
- No annual fee
Vancity Rewards
- Earn 1 Vancity Rewards point for every $2 spent
- Get $1 in rewards value for every 100 points redeemed
- Earn double the points when you use your enviro Visa card to book travel through the Vancity Rewards program
Benefits1:
- Travel accident insurance up to $200,000
- Extended warranty
- Purchase security coverage
Every year, 5% of enviro Visa card profits go to support the Vancity enviroFund™ program.
Vancity Rewards
- Earn 1 Vancity Rewards point for every $1 spent
- Get $1 in rewards value for every 100 points redeemed
- Earn double the points when you use your enviro Visa card to book travel through the Vancity Rewards program
Benefits1:
- Auto rental/loss damage insurance
- Travel accident insurance up to $500,000
- Extended warranty
- Purchase security coverage
- Delayed and lost baggage insurance
- Price protection service
Every year, 5% of enviro Visa card profits go to support the Vancity enviroFund™ program.
- Low interest rate
- Low annual fee
Benefits1:
- Travel accident insurance up to $200,000
- Extended warranty
- Purchase security coverage
Every year, 5% of enviro Visa card profits go to support the Vancity enviroFund™ program.
Vancity Rewards
- Earn 1.5 Vancity Rewards points for every $1 spent
- Get $1 in rewards value for every 100 points redeemed
- Earn double the points when you use your enviro Visa card to book travel through the Vancity Rewards program
Benefits1:
- Auto rental/loss damage insurance
- Travel accident insurance up to $500,000
- Extended warranty
- Purchase security coverage
- Delayed and lost baggage insurance
- Price protection service
Every year, 5% of enviro Visa card profits go to support the Vancity enviroFund™ program.
- Low interest rate
- Low annual fee
Vancity Rewards
- Earn 1 Vancity Rewards point for every $2 spent
- Get $1 in rewards value for every 100 points redeemed
- Earn double the points when you use your enviro Visa card to book travel through the Vancity Rewards program
Benefits1:
- Travel accident insurance up to $200,000
- Extended warranty
- Purchase security coverage
Every year, 5% of enviro Visa card profits go to support the Vancity enviroFund™ program.
- Low interest rate
Vancity Rewards
- Earn 1 Vancity Rewards point for every $1 spent
- Get $1 in rewards value for every 100 points redeemed
- Earn double the points when you use your enviro Visa card to book travel through the Vancity Rewards program
Benefits1:
- Auto rental/loss damage insurance
- Travel accident insurance up to $500,000
- Extended warranty
- Purchase security coverage
- Delayed and lost baggage insurance
- Price protection service
Every year, 5% of enviro Visa card profits go to support the Vancity enviroFund™ program.
- Low interest rate
- Low annual fee
Benefits1:
- Auto rental/loss damage insurance
- Travel accident insurance up to $500,000
- Extended warranty
- Purchase security coverage
- Delayed and lost baggage insurance
- Price protection service
Every year, 5% of enviro Visa card profits go to support the Vancity enviroFund™ program.
- No annual fee
- No interest charges
- One time purchase fee: $14.95
- Monthly maintenance fee: $4.95 (waived for Vancity members)
- No reload fee
- Funds on your card never expire
- The balance is not insured by the Canada Deposit Insurance Corporation (CDIC)
- The card cannot be used for gambling
Benefits1:
- Extended warranty
- Purchase security coverage
- No annual fee, interest charges or additional activation required
- The card is ready for immediate use
- Funds on your card never expire
- The balance is not insured by the Canada Deposit Insurance Corporation (CDIC)
- The card cannot be used for gambling
- No ATM access
- Cards cannot be used for pre-authorized or recurring payments
Fees1
- One time purchase fee: $2
- Monthly maintenance fee: $2.50 or balance remaining on the card (whichever is less), charged monthly starting the month after Good Thru date
- Foreign currency fee: 2.5%
- Get up to 8 cards per account for one annual fee of $99
- The business will get a single monthly statement with transaction details categorized by credit card users
- Manage your cash flow with a convenient 21-day interest-free grace period
- Great for the sole proprietor, manager of a small business/organization or Not-for-Profit
Vancity Rewards
- Earn 1 Vancity Rewards points for every $1 spent
- Get $1 in rewards value for every 100 points redeemed
- Earn double the points when you use your enviro Visa card to book travel through the Vancity Rewards program
Benefits1:
- Auto rental/loss damage insurance
- Travel accident insurance up to $500,000
- Extended warranty
- Purchase security coverage
- Delayed and lost baggage insurance
Every year, 5% of enviro Visa card profits go to support the Vancity enviroFund™ program.
- Establish or rebuild your credit history
- Invest as little as $500 into your own Vancity Term Deposit, Jumpstart™ High Interest Savings Account or TFSA (Tax Free Savings Account). We'll issue you an enviro Visa card with a credit limit equal to the amount of your investment
- Earn interest on your term deposit
- An enviro Secured Visa card looks and functions like a regular credit card. Choose any of our enviro Visa credit card options1
This credit card is best for those who:
- Immigrated to Canada with limited or no previous Canadian credit history
- Experienced financial difficulty in the past and wish to rebuild their credit
- Want convenient access to credit for everyday purchases
Eligibility requirements
To be eligible for a Vancity credit card, you must:
- Be at least 19 years old
- Live in British Columbia and have a BC address
If you've declared bankruptcy in the last 7 years or have no previous credit history, the enviro Secured Visa card might be the right card for you. You'll get all the same benefits of this enviro Visa card.
Eligibility requirements
The enviro ExpenseGold Visa card may be right for you if you are a:
- Vancity business member
- Small to medium-sized business
- Sole proprietor, partnership, limited company, co-operative or Not-for-Profit organization
Have questions about whether this product is right for you? Please call us at 604-877-7000 or toll-free 1-888-826-2489 to speak with a Business Banking Specialist for details.
Eligibility requirements
To be eligible for a enviro Visa Reloadable Prepaid card, you must:
- Be at least 16 years old if applying in a branch. You can also apply online if you are at least 19 years old
- Live in British Columbia and have a current BC address
Already have a Vancity enviro Visa Gift Card?
Your card is ready to be used immediately.
Don't forget to register your card at mybalance.ca.
When you register your card, we can replace your card if it's lost, stolen or expired. You can also view your balance, transaction history and the Cardholder Agreement.
Eligibility requirements
To be eligible for a enviro Secured Visa card, you must:
- Be an existing or new Vancity member in good standing
- Be at least 19 years or older
- Live in British Columbia and have a current BC address
- Be able to put a security deposit equal to the maximum credit limit on the enviro Visa card
- Benefits
- Features
- Optional protection
- Fees and Limits
- More Info
- Move balance
Vancity Rewards
Earn valuable points just by using your enviro Visa card for everyday purchases and recurring bill payments.
Pay off your account balance faster, reach your financial goals sooner, travel farther, and find the perfect gift card. Explore your reward options below.

Cash back‡
Redeem points for cash rewards. Put money towards your enviro Visa card account balance, save for retirement, pay off a recent purchase and more.
Learn more

Travel
Book flights, hotels, car rentals, vacation packages and more. Plus, you'll earn double the points when you use your enviro Visa card to book travel through the Vancity Rewards program.
Learn more

Charity
Support what matters to you. Donate to select charities and receive a tax receipt.
Learn more

Gift cards
Find the perfect gift for any occasion. Choose from over 60 gift card options, including dining, entertainment, shopping and more.
Learn more
Apply online
It'll take as little as 5 minutes to apply online.
It'll take as little as 10 minutes to apply online.
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Apply by phone
Call us Monday to Saturday (8 am to 8 pm) and Sunday (10 am to 5:30 pm).
Metro Vancouver: 604-877-7000
Greater Victoria: 250-519-7000
Toll-free: 1-888-826-2489
Apply for a card
Make an appointment at your nearest community branch. Call us Monday to Saturday (8 am to 8 pm) and Sunday (10 am to 5:30 pm).
Metro Vancouver: 604-877-7000
Greater Victoria: 250-519-7000
Toll-free: 1-888-826-2489
Don't want to set up a term deposit but still want a secure and convenient way to pay?
Consider applying for an enviro Visa Reloadable Prepaid card.
Still deciding?
Browse cardsI have a card already
Manage your cardMore questions?
For information about your card including balance, transactions, terms and conditions, visit myreloadable.ca
or call us toll-free at 1-866-760-1543.
More questions?
For information about your card including balance, transactions, terms and conditions, visit mybalance.ca,
call us toll-free at 1-866-315-7728 or view our frequently asked questions.
1 Certain definitions, benefits, limitations and exclusions apply to all enviro Visa card insurance coverage. The insurance coverage is subject to change or cancellation without notice. Extended Warranty, Purchase Assurance, Auto Rental Collision/Loss Damage, and Delayed and Lost Baggage Insurance are insurance coverages underwritten by American Bankers Insurance Company of Florida and Travel Accident Insurance is insurance coverage underwritten by American Bankers Life Assurance Company of Florida both federally regulated insurance providers carrying on business in Canada under the name Assurant © Price Protection Service is a service provided by American Bankers Insurance Company of Florida.
2 Credit Card Balance Protection Creditor's Group Insurance is underwritten by CUMIS® Life Insurance Company. CUMIS® is a trademark of CUMIS Insurance Society, Inc. and is used under license.
3 The language in this website may not be the same as the actual policy wording which will prevail in all instances and is available upon request. Certain exclusions, limitations and conditions may apply. TuGo is a registered trademark of and is administered by North American Air Travel Insurance Agents Ltd. d.b.a. TuGo, a licensed insurance broker in British Columbia, Alberta, Saskatchewan, Manitoba and Ontario, represented by licensed insurance agents Kathleen S. Starko and Bradley G. Dance in New Brunswick, Nova Scotia and P.E.I. 11th Floor - 6081 No. 3 Road, Richmond, BC Canada V6Y 2B2. Insurance is underwritten by Industrial Alliance Insurance and Financial Services Inc., Industrial Alliance Pacific General Insurance Corporation and certain Lloyd's Underwriters, severally and not jointly.
Apple, the Apple logo, Apple Pay, Apple Watch, Face ID, iPad, iPhone, iTunes, Mac, Safari and Touch ID are trademarks of Apple Inc., registered in the U.S. and other countries.
* Trademark of Visa Int., used under license.
1 Certain definitions, benefits, limitations and exclusions apply to all enviro Visa card insurance coverage. The insurance coverage is subject to change or cancellation without notice. Extended Warranty, Purchase Assurance, Auto Rental Collision/Loss Damage, and Delayed and Lost Baggage Insurance are insurance coverages underwritten by American Bankers Insurance Company of Florida and Travel Accident Insurance is insurance coverage underwritten by American Bankers Life Assurance Company of Florida both federally regulated insurance providers carrying on business in Canada under the name Assurant © Price Protection Service is a service provided by American Bankers Insurance Company of Florida.
2 The language in this website may not be the same as the actual policy wording which will prevail in all instances and is available upon request. Certain exclusions, limitations and conditions may apply. TuGo is a registered trademark of and is administered by North American Air Travel Insurance Agents Ltd. d.b.a. TuGo, a licensed insurance broker in British Columbia, Alberta, Saskatchewan, Manitoba and Ontario, represented by licensed insurance agents Kathleen S. Starko and Bradley G. Dance in New Brunswick, Nova Scotia and P.E.I. 11th Floor - 6081 No. 3 Road, Richmond, BC Canada V6Y 2B2. Insurance is underwritten by Industrial Alliance Insurance and Financial Services Inc., Industrial Alliance Pacific General Insurance Corporation and certain Lloyd's Underwriters, severally and not jointly.
Apple, the Apple logo, Apple Pay, Apple Watch, Face ID, iPad, iPhone, iTunes, Mac, Safari and Touch ID are trademarks of Apple Inc., registered in the U.S. and other countries.
* Trademark of Visa Int., used under license.
1 Insurance is underwritten by American Bankers Insurance Company of Florida. Details of your coverage, including definitions, benefits, limitations and exclusions are in the Certificate of Insurance provided with your card. Keep your Certificate of Insurance in a safe place with your other valuable documents
Card is issued by Vancity Community Investment Bank™, a subsidiary of the Vancity Group of Companies
* Trademark of Visa Int., used under license.
1 The enviro ExpenseGold Visa card is ineligible as an enviro Secured Visa card
* Trademark of Visa Int., used under license.
1 Fees and Limits are subject to change in accordance with the Cardholder Agreement. Purchases made in a foreign currency are charged a 2.5% exchange margin. The Card balance is not CDIC insured.
2 Acceptance cannot be guaranteed at all online merchants due to varying security standards. The card is not reloadable.
3 Subject to registration of ownership by cardholder at mybalance.ca.
Card is issued by Vancity Community Investment Bank™, a subsidiary of the Vancity Group of Companies
* Trademark of Visa Int., used under license.