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^¤ The value of a Visa Airport Companion membership (managed by DragonPass International Ltd.) and airport lounge visits are based on the value of directly purchasing a DragonPass membership ($68 USD) and an airport lounge visit ($31 USD), converted into CAD at an exchanged rate of 1.32. This estimated value is merely an estimate for illustrative purposes only. Actual value of a Visa Airport Companion membership may vary.

^± Vancity Rewards points and offers for Modo, JJ Bean and Fresh Prep are available to Vancity enviro Visa Infinite, Vancity enviro Visa Infinite Privilege and Vancity enviro Visa Infinite Business cardholders only. Vancity Rewards and offers for Shift Delivery are available to Vancity enviro Visa Infinite Business cardholders only. Offers are based on availability, and additional terms and conditions may apply. Vancity, Modo, JJ Bean, Fresh Prep and Shift Delivery reserve the right to modify or cancel this offer at any time and without notice.

^† Yearly rewards and benefits value and points earned are merely estimates for illustrative purposes only. Actual points earned may vary depending on card usage as outlined in the Vancity Rewards Program Terms and Conditions. Fees and interest charges may also vary depending on card usage and if you are a Vancity member as outlined in the Credit Card Agreement. Rewards and benefits are subject to change at any time without notice. See vancity.com/VisaAgreements for more information. The applicability of the information in the calculator, and the accuracy of rewards and benefits value and points earned, are not guaranteed.

^§ Common Carrier Travel Accident and Travel Emergency Medical Insurance are insurance coverages underwritten by American Bankers Life Assurance Company of Florida (ABLAC) under Group Policy number VCVIL092019. All other insurance coverages are underwritten by American Bankers Insurance Company of Florida (ABIC) under Group Policy number VCVI092019. Price Protection Service and Emergency Travel Assistance Services are services only and not insurance and are provided by ABIC. ABIC and ABLAC, their subsidiaries, and affiliates carry on business in Canada under the name of Assurant®. ® Assurant is a registered trademark of Assurant, Inc. Details of the coverage, including definitions, benefits, limitations, and exclusions are in the Certificate of Insurance and the Statement of Services provided with the card. Read the Certificate of Insurance and Statement of Services, then keep these documents in a safe place, and take them with you when you travel.

^⌀  enviro Visa Infinite cardholders have access to participating lounges through the Visa Airport Companion Program (“Program”), hosted and managed by Dragonpass International Ltd. Cardholders must enroll for this benefit using a valid enviro Visa Infinite card. All visits for enviro Visa Infinite cardholders are subject to a fee per person per visit. Cardholders who participate in the Program are subject to the DragonPass Terms of Use, Terms of Service and Privacy Policy and Visa’s Privacy Notice. To view the full Terms and Conditions for the Program and more details on how to enroll, please visit visaairportcompanion.ca. The Program services and benefits are provided by DragonPass and applicable third party offer providers and neither Visa nor Vancity is responsible for any claims or damages arising from participation in the Program. The value of a Visa Airport Companion membership (managed by DragonPass International Ltd.) and airport lounge visits are based on the value of purchasing a DragonPass membership ($68 USD) and airport lounge visit ($31 USD) converted into CAD at an exchanged rate of 1.32. This estimated value is merely an estimate for illustrative purposes only. Actual value of a Visa Airport Companion membership and airport lounge visit may vary.

^‡ Vancity membership required for certain cash back rewards. Must have a Vancity deposit account to redeem for cash back. Additional terms and conditions apply.

^Δ You will benefit from an interest-free grace period of 21 days on new purchases and fees appearing on your statement. If you pay off the balance showing on your statement in full by the payment due date, no interest will be payable on all new purchases that appear on your statement for the first time. There is no interest-free grace period on cash advances and balance transfers. Interest rates and fees are subject to change without notice. See the Vancity Credit Card Agreement and Disclosure Statement for more details.

^≠ You will receive 2,500 Vancity Rewards bonus points (the "First Purchase Bonus") only after the first eligible purchase is made on the Account. The First Purchase Bonus will be credited to your account within 7 business days after your first purchase. Cash advances, cash-like transactions, interest charges and fees are not eligible purchases for the first purchase bonus, and any returned items, refunds, rebates, or other similar credits on any eligible purchases resulting in the first purchase criteria not being met will reduce or cancel the First Purchase Bonus in Vancity's sole discretion. To receive the First Purchase Bonus Points, your account must be in good standing and you must make your first transaction within the first 90 days of opening your account. Limit one first purchase welcome bonus per account.

^≈ You will receive an additional 3,500 Vancity Reward points ("Anniversary Bonus") on the anniversary of your Account when you have an enviro™ Visa Gold card. The Anniversary Bonus will be credited to your account on the same statement period as your Account's anniversary. To receive the Anniversary Bonus, your account must be in good standing.

* Trademark of Visa Int. Used under license.