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Monthly fee: $9.75
Or $0 with a daily minimum balance of $1,500¹
NEW MEMBER OFFER
Get up to $790 when you join us and open an E-Package account. Terms and conditions apply. Offer ends April 4, 2024.
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Monthly fee
$9.75/month
Free if you maintain a minimum daily balance of $1,500.
Everyday In-Person
1 free Everyday In-Person Transaction a month; 70¢ per transaction after.
Free if you maintain a minimum daily balance of $1,500.
Everyday Debit Card
Free²
Everyday Online and Mobile
Free
Everyday Cheques and Preauthorized Payments
Free
Interac e-Transfer®
Free
For a full list of fees, see the Personal Service Charge Bulletin.
Under 25? Check out our youth account.
Over 65? Check out our senior account.
As a Vancity member, you'll also get great things like:
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®Interac e-Transfer is a registered trade-mark of Interac Corp. Used under license.
*Everyday transactions are all of these:
Everyday Transaction fees are calculated and charged at month-end for Vancity’s chequing and savings products, with the exception of Jumpstart High Interest where the fees are incurred immediately when the transaction is made. Overdraft interest, not covered by a Creditline line of credit or a Personaline line of credit, accrues immediately and will be calculated and payable at month-end.
¹ You must retain a minimum of $1,500.00 in Your Account at all times for the full calendar month for Everyday Transaction fees and monthly package fee (if applicable) to be waived.
² Additional Vancity and third-party fees will apply for services not classified as Everyday Transactions and, in certain circumstances, include fees for: a) ATM network fees if you use any Canadian ATM that is not an Exchange® ATM or ACCULINK® ATM. b) ATM network fees if you use a US/international ATM. c) INTERAC® e-Transfers that are subject to a fee. d) Fees for additional services that you choose from Vancity.
You may also be charged third-party fees including: e) A surcharge (convenience fee, and/or a foreign exchange conversion fee) by the ATM or POS operator and all associated networks engaged for the ATM or POS Transactions. f) Merchant fees when you use your debit card to pay for purchases. g) Fees charged by your mobile phone service provider; please request details from your service provider.
For a full list of fees, see the Personal Service Charge Bulletin.