Are you prepared for your travels?

Travelling can be quite expensive, but by arming yourself with these savvy financial tips, you’ll ease the burden on your wallet and avoid financial headaches, leaving you to relax and enjoy your adventure.

✔  Secure your foreign currency

If you’re travelling anywhere outside of Canada, you’ll want to secure some local currency before you leave. Not only will this save you time, reduce your exchange fees, and eliminate stress, but it’s best to have some cash on hand for transportation or for tipping purposes when you arrive. Our Foreign Exchange department can help you out with any denomination you need – just give us two days for processing in case we need to order your funds. All Vancity community branches carry US Dollar, Euro, and the British Pound.

Tip: Spend your foreign coins

Foreign coins are not accepted for exchange once you are home. We can exchange your notes as long it's over $150 CAD equivalent.

✔  Dynamic currency conversion

When travelling internationally, please be aware that merchant terminals can now convert your purchases into your home currency. This is called Dynamic Currency Conversion (DCC) and means the merchant, not Visa, will be converting the funds. It’s your choice; you may like knowing the exact price of your item, but we advise that you ask the merchant whether they charge commissions or fees for this service.

✔  Safeguard yourself by carrying less cash

Travelling with cash on hand is often a necessity, but what happens if you get pick-pocketed or lose your money? Unfortunately, you can’t replace lost cash, but you can replace your card(s). Use your enviro Visa, Vancity Member Card® debit card or Vancity Gift Card for things like hotel bookings and car rentals to avoid carrying large sums of cash. Store your cards in separate places so you have a backup if one is lost. Lastly, check the expiry date and amount of credit available to you on your enviro Visa card so transactions are not declined.

✔  Don’t forget about your bills

Avoid missing your monthly payments or late charges by arranging to have your bills paid automatically from your Vancity bank account or enviro Visa card on their due dates. Setting up pre-authorized payments is easy – simply contact each service provider and provide them with your account information. You’ll never forget a payment again.

✔   Purchase travel insurance

Protect yourself from unexpected emergencies with travel insurance. enviro Visa cardholders can purchase optional annual multi and single trip travel medical insurance even if a pre-existing medical condition is present. For more details, review the coverage certificate or call us at 604.231.3067 or toll-free at 1.866.590.8472.

We wish you safe travels!

Have questions? Please contact us:

Member Services Centre

Lower Mainland: 604.877.7000
Toll-free in North America: 1.888.826.2489
International toll-free: IAC-800-826-2489-0
(IAC = International Access Code, varies by country)

8 am to 8 pm Monday to Saturday
10 am to 5:30 pm Sunday

Visa Call Centre

Metro Vancouver: 604.877.4999
Toll-free in North America: 1.800.611.8472
International toll-free: IAC-800-500-0707-0
(IAC = International Access Code, varies by country)

24 hours a day, 7 days a week