What we do – our areas of focus

We take a holistic approach by bringing the talents and resources of Vancity together to support and assist Indigenous organizations and First Nations in their efforts to improve the standard of living of their members and move forward in their goal of self-reliance and independence.

Access to financial services and financial literacy

A key part of Vancity's Community Investment strategy is to support initiatives that help people build assets that transform their lives and their communities. This includes providing tools to increase personal financial knowledge, and ensuring that financial services are accessible to – and mindful of – individuals who, traditionally, may not have maintained bank accounts.

Our small business and start-up loans provide financial support for individuals interested in starting their own businesses or want to buy or expand an existing business who may not be able to secure conventional business financing. Vancity also has personal loan products for individuals who require tools, equipment, or certification to get back on the path towards self reliance.

Our investment services through the Sustainable Wealth Management division, provides investment portfolio advice and solutions to organizations and individuals and also offers group RRSP plans for employee groups that focus on socially responsible investing.

Affordable housing and home ownership

Healthy communities need stable, sustainable, housing solutions that cross a wide continuum: from emergency shelter through to home ownership. We partner with Aboriginal organizations and First Nations to help create and deliver on- and off-reserve housing solutions.

On-reserve housing loans provide traditional mortgage-like financing options that allow members of First Nations communities to build or buy their own home and create family wealth through home ownership. We understand that each First Nation government has its own approach to home ownership within their community. Vancity works with our partners and communities to develop solutions that provide practical suitable choices.

Learn about on-reserve solutions

Learn about off-reserve solutions

Building stronger communities through economic development

We offer unique financing solutions to assist Aboriginal organizations and First Nations to acquire or create community-owned assets, such as office buildings, housing complexes, or community-based social enterprises.

There are a number of areas of expertise within Vancity:

  • Community Business provides a full array of financial services, including deposit, cash management, and lending products designed to meet the requirements of business, non-profit, and/or government organizations.
  • Community Real Estate provides construction and longer term financing solutions for residential and commercial development projects.
  • Community Capital has developed financing expertise in areas such as independent power production and innovative loan options for social enterprise – non-profits, co-operatives and businesses with significant social or environmental objectives.
  • Vancity Community Foundation provides early stage support for Aboriginal not-for-profit organizations and First Nations governments starting or strengthening for-profit businesses.
  • Vancity Investment Management provides discretionary investment management services to individuals, unions, non-profit groups, foundations, trusts, First Nation governments and other organizations with more than $500,000 to invest. Our team analyzes, researches and selects the mix of high-quality securities most appropriate for your investment portfolio.

Vancity is also committed to helping our members live more lightly on our land. Our Planet Wise Business Solutions supports both businesses, organizations and communities that seek to improve building energy efficiency or develop "green" buildings.