Jumpstart™ High Interest Savings

Get our best posted daily savings interest rate on your account balance1 while helping newcomers to Canada build a brighter future.

Jumpstart™ calculator

See how quickly you can reach your savings goals with a Jumpstart™ account.

Purely Saving
Saving for Something

Your Contribution

Interest Earned

You don’t have to contribute a lot each month for your Jumpstart® High Interest Savings Account to really add up. Use the calculator below to see how making monthly deposits now is a great move for the future.*

Starting Amount
$
Monthly Deposit
$
Time Period
Years
Total Saved
$
Ok
0.60% Interest Rate*

Whether you’re saving for something big or small, a little planning goes a long way. Use the calculator below to see how much you need to put away each month in order to meet your savings goal.

Goal Amount
$
Starting Amount
$
Time Period
Years
Monthly Deposit
$
Ok
0.60% Interest Rate*
$
Supporting self-reliance

This amount of total projected revenue during the time period you choose will go towards helping newcomers to Canada become self-reliant thanks to all Jumpstart® High Interest Savings Account holders.

 

Account features

  • Earn our highest posted savings interest rate¹
  • No minimum account balance requirement
  • FREE Everyday Online and Mobile Transactions* (excludes INTERAC® e-Transfers)

Everyday Transactions * fees²

Monthly fee NONE

Everyday In-Person Transactions*:

  • Account withdrawals
  • Bill payments
  • Transfers to or from Vancity accounts
$5/transaction

Everyday Debit Card Transactions*:

  • ATM transfers to or from and between Vancity accounts
Free

Everyday Debit Card Transactions*:

  • Debit card purchases
  • ATM debit card withdrawals
$5/transaction

Everyday Cheque and Preauthorized Payment*:

  • Preauthorized payments from Vancity accounts
$5/preauthorized payment transaction
(Cheque payments not available)

Everyday Online and Mobile Transactions*:

  • Bill payments
  • Cheque deposit using Vancity Mobile Deposit™
  • Transfers from Vancity accounts made online using a computer, mobile phone or device; or using our automated phone banking service (excludes INTERAC® e-Transfers*).
FREE

Interest rates

Account options

Community benefit

We give a portion of the revenue from every Jumpstart™ account to not-for-profit organizations that help newcomers to Canada become self-reliant. Revenues support our community partners to offer settlement services such as housing, language training, employment training, financial literacy, and microloans.

Jumpstart™ helps you reach your financial goals sooner while supporting the people in our communities with financial tools to build a strong and vibrant economy.

Good Money™ has the chequing account to complement your Jumpstart Savings account

If you like the features of our Jumpstart™ High Interest Savings Account and you do most of your banking electronically - our E-Package Chequing Account is the one for you.


*Click on the red asterisks to read more details.

*Interest rates may change without notice. For more information about our interest rates, please call us at 604-877-7000 or toll-free at 1-888-Vancity (826-2489).

¹ Interest is calculated on closing daily balance in an Account and paid at month end. The interest is an annual interest rate. Interest is earned in the currency of the account. View the current rates here or in-branch for more information.

² Additional Vancity and third-party fees will apply for services not classified as Everyday Transactions and, in certain circumstances, include fees for: a) ATM network fees if you use any Canadian ATM that is not an Exchange® ATM or ACCULINK® ATM. b) ATM network fees if you use a US/international ATM. c) INTERAC® e-Transfers that are subject to a fee. d) Fees for additional services that you choose from Vancity.
You may also be charged third-party fees including: e) A surcharge (convenience fee, and/or a foreign exchange conversion fee) by the ATM or POS operator and all associated networks engaged for the ATM or POS Transactions. f) Merchant fees when you use your debit card to pay for purchases. g) Fees charged by your mobile phone service provider; please request details from your service provider.

Review fee schedule . Fees are subject to change.

® Trademark of Interac Inc. Used under license.