Jumpstart™ High Interest Savings

Earn more while saving for the big moments. No monthly fee. No minimum balance.

Account features

See how quickly you can reach your savings goals with a Jumpstart™ account.

  • Earn our highest posted savings interest rate¹
    That's why this is our most popular savings account. View interest rates
  • No minimum account balance
    It shouldn’t cost money to save money. Start earning interest right away.
  • Free Everyday Online and Mobile Transactions* (excludes Interac® e-Transfers)
    Freely move money between accounts, into term deposits or make payments online 24/7.
  • Can be used a TFSA, RRSP, RRIF, RESP and RDSP
    Hold your money for registered investments when you want to use your contribution room but you don’t want to it invest further yet.

  • Open an account

    I'm a member

    Adding an account in Online Banking is easy. Simply login, go to Account Services where you can open a new account.

    Go to Account Services

    Not a member?

    To open an account, you'll need to become a Vancity member—and that’s super easy. Simply select the button below to choose a time for a quick account opening phone-appointment.

    Book an account opening




Everyday Transactions * fees²

Monthly fee NONE

Everyday In-Person Transactions*:

  • Account withdrawals
  • Bill payments
  • Transfers to or from Vancity accounts
$5/transaction

Everyday Debit Card Transactions*:

  • ATM transfers to or from and between Vancity accounts
Free

Everyday Debit Card Transactions*:

  • Debit card purchases
  • ATM debit card withdrawals
$5/transaction

Everyday Cheque and Preauthorized Payment*:

  • Preauthorized payments from Vancity accounts
$5/preauthorized payment transaction
(Cheque payments not available)

Everyday Online and Mobile Transactions*:

  • Bill payments
  • Cheque deposit using Vancity Mobile Deposit™
  • Transfers from Vancity accounts made online using a computer, mobile phone or device; or using our automated phone banking service (excludes INTERAC® e-Transfers*).
FREE

Interest rates

Other account options

Vancity has the chequing account to complement your Jumpstart Savings account

If you like the features of our Jumpstart™ High Interest Savings Account and you do most of your banking electronically - our E-Package Chequing Account is the one for you.


*Click on the red asterisks to read more details.

*Interest rates may change without notice. For more information about our interest rates, please call us at 604-877-7000 or toll-free at 1-888-Vancity (826-2489).

¹ Interest is calculated on closing daily balance in an Account and paid at month end. The interest is an annual interest rate. Interest is earned in the currency of the account. View the current rates here or in-branch for more information.

² Additional Vancity and third-party fees will apply for services not classified as Everyday Transactions and, in certain circumstances, include fees for: a) ATM network fees if you use any Canadian ATM that is not an Exchange® ATM or ACCULINK® ATM. b) ATM network fees if you use a US/international ATM. c) INTERAC® e-Transfers that are subject to a fee. d) Fees for additional services that you choose from Vancity.
You may also be charged third-party fees including: e) A surcharge (convenience fee, and/or a foreign exchange conversion fee) by the ATM or POS operator and all associated networks engaged for the ATM or POS Transactions. f) Merchant fees when you use your debit card to pay for purchases. g) Fees charged by your mobile phone service provider; please request details from your service provider.

Review fee schedule . Fees are subject to change.

® Trademark of Interac Inc. Used under license.