Access Chequing

An account for Vancity members with disabilities.

Account features

  • 40 FREE Everyday Transactions * per month
  • Unlimited FREE ATM access through Exchange® ATM /ACCULINK®, INTERAC®, ACCEL® and Cirrus® ATM Networks².
  • Higher balance attracts a higher interest rate¹

Everyday Transactions * fees³

Monthly fee NONE

Everyday In-Person Transactions*:

  • Account withdrawals
  • Bill payments
  • Transfers to or from Vancity accounts

Everyday Debit Card Transactions*:

  • Debit card purchases
  • ATM debit card withdrawals or ATM transfers from accounts

Everyday Cheque and Preauthorized Payment*:

  • Cheque payments and preauthorized payments from Vancity accounts

Combined total of 40 FREE Everyday Transactions * per month.

After that, 70¢/transaction for Everyday In-Person Transactions* and 50¢/transaction for Everyday Debit Card Transactions* and Everyday Cheque and Preauthorized Payment*.

Everyday Online and Mobile Transactions*:

  • Bill payments
  • Cheque deposit using Vancity Mobile Deposit™
  • Transfers from Vancity accounts made online using a computer, mobile phone or device; or using our automated phone banking service (excludes INTERAC® e-Transfers*).
FREE

In Addition

Access Chequing holders enjoy:

  • FREE cheque orders of 50 Vancity personalized cheques
  • FREE travellers cheques
  • FREE official cheques
  • FREE US dollar drafts
  • Free ATM network fees
  • $5 off safety deposit box charges

Please contact your nearest branch for further details or to apply for this product.

Interest rates

Good Money™ has the savings account to complement your Access Chequing account

If you like the features of our Access Chequing account, you may want to consider our Plan 24 Savings with Assess benefits. You get 10 free Everyday Transactions and Unlimited FREE ATM access through Exchange/ACCULINK, INTERAC®,ACCEL and Cirrus ATM Networks².


* Click on the asterisk to see details.

¹ Interest is calculated on closing daily balance in an Account and paid at month end. The interest is an annual interest rate. Interest is earned in the currency of the account. View the current rates here or in-branch for more information.

² Additional Vancity and third-party fees will apply for services not classified as Everyday Transactions and, in certain circumstances, include fees for: a) ATM network fees if you use any Canadian ATM that is not an Exchange® ATM or ACCULINK® ATM. b) ATM network fees if you use a US/international ATM. c) INTERAC® e-Transfers that are subject to a fee. d) Fees for additional services that you choose from Vancity.

You may also be charged third-party fees including: e) A surcharge (convenience fee, and/or a foreign exchange conversion fee) by the ATM or POS operator and all associated networks engaged for the ATM or POS Transactions. f) Merchant fees when you use your debit card to pay for purchases. g) Fees charged by your mobile phone service provider; please request details from your service provider.

View fee schedule. Fees are subject to change.

® Trademark of Interac Inc. Used under license.

 

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