RRIF term deposit & GIC rates.

Flexible RRIFs.

RRIF Convertible Term Deposit (minimum balance $500)(Rates effective 2024-08-26) Rates
12 Month RRIF Convertible 2.65%
The Vancity RRIF Escalating Term Deposit - 3 Yr Investment (minimum balance $500)(Rates effective 2024-08-26) Rates
Year 1 3.25%
Year 2 3.75%
Year 3 3.95%
The Vancity RRIF Escalating Term Deposit - 5 Yr Investment (minimum balance $500)(Rates effective 2024-08-26) Rates
Year 1 3.00%
Year 2 3.10%
Year 3 3.50%
Year 4 3.65%
Year 5 4.00%

RRIF Term Deposits.

RRIF Short Term Deposit rates (minimum balance $500)(Rates effective 2024-08-26) Rates
Non-Redeemable, 90-179 Days 1.00%
Non-Redeemable, 180-269 Days 1.55%
Non-Redeemable, 270-364 Days 1.55%
RRIF Long Term Deposit rates (minimum balance $500)(Rates effective 2024-08-26) Rates
Non-Redeemable, 12 to less than 18 Months 4.00%
Non-Redeemable, 18 to less than 24 Months 3.75%
Non-Redeemable, 24 to less than 30 Months 3.80%
Non-Redeemable, 30 to less than 36 Months 3.80%
Non-Redeemable, 36 to less than 48 Months 3.75%
Non-Redeemable, 48 to less than 60 Months 3.50%
Non-Redeemable, 60 Months 3.50%

RRIF Jumpstart™ High Interest Savings.

Rates as of 2024-08-09
Jumpstart™ High Interest Savings (All Balances) 1.50%
TFSA Jumpstart™ High Interest Savings Account (All Balances) 0.70%
FHSA Jumpstart High Interest Savings Account (All Balances) 5.00%
Rates as of 2024-08-26
RRSP Jumpstart™ High Interest Savings Account (All Balances) 0.70%
RRIF Jumpstart™ High Interest Savings Account (All Balances) 0.70%
RESP Jumpstart™ High Interest Savings Account (All Balances) 0.70%

Let's get saving.

Online

Members can open non-registered term deposits or add a term deposit to an existing TFSA, RRSP, FHSA, RRIF or RDSP in Account Services.

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New to vancity or opening a new TFSA, RRSP, FHSA, RRIF or other registered account? Let's chat.

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