RRSP term deposit & GIC rates.

Flexible RRSPs.

RRSP Convertible Term Deposit (minimum balance $500)(Rates effective 2023-06-01) Rates
12 month Convertible RRSP 2.65%
The Vancity RRSP Escalating Term Deposit – 3 Yr Investment (minimum balance $500)(Rates effective 2023-06-01) Rates
Year 1 4.00%
Year 2 4.10%
Year 3 4.20%
The Vancity RRSP Escalating Term Deposit – 5 Yr Investment (minimum balance $500)(Rates effective 2023-06-01) Rates
Year 1 3.00%
Year 2 3.15%
Year 3 4.00%
Year 4 4.50%
Year 5 5.00%

Non-Redeemable RRSPs.

RRSP Short Term Deposit rates (minimum balance $500)(Rates effective 2023-06-01) Rates
Non-Redeemable, 90-179 Days 1.00%
Non-Redeemable, 180-269 Days 1.55%
Non-Redeemable, 270-364 Days 1.55%
RRSP Long Term Deposit rates (minimum balance $500)(Rates effective 2023-06-01) Rates
Non-Redeemable, 12 to less than 18 months 4.65%
Non-Redeemable, 18 to less than 24 months 4.50%
Non-Redeemable, 24 to less than 30 months 4.50%
Non-Redeemable, 30 to less than 36 months 4.00%
Non-Redeemable, 36 to less than 48 months 4.25%
Non-Redeemable, 48 to less than 60 months 4.25%
Non-Redeemable, 60 Months 4.25%

RRSP Jumpstart™ High Interest Savings.

Rates as of 2023-07-24
Jumpstart™ High Interest Savings (All Balances) 1.80%
TFSA Jumpstart™ High Interest Savings Account (All Balances) 0.85%
Rates as of 2023-06-01
RRSP Jumpstart™ High Interest Savings Account (All Balances) 0.85%
RRIF Jumpstart™ High Interest Savings Account (All Balances) 0.85%
RESP Jumpstart™ High Interest Savings Account (All Balances) 0.85%

Let's get saving.

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Members can open non-registered term deposits or add a term deposit to an existing TFSA, RRSP, RRIF or RDSP in Account Services.

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