RESP term deposit & GIC rates.

Flexible RESPs.

The Vancity 3-Year Escalating Term Deposit (minimum balance $500)(Rates effective 2024-05-21) Rates
Year 1 4.00%
Year 2 4.10%
Year 3 4.20%

Non-Redeemable RESPs.

Non-Redeemable RESPs (rates effective 2023-06-01) Rates
Non-Redeemable, 12 to less than 18 Months 4.65%
Non-Redeemable, 18 to less than 24 Months 4.50%
Non-Redeemable, 24 to less than 30 Months 4.50%
Non-Redeemable, 30 to less than 36 Months 4.00%
Non-Redeemable, 36 to less than 48 Months 4.25%
Non-Redeemable, 48 to less than 60 Months 4.25%
Non-Redeemable, 60 Months 4.25%

RESP Jumpstart™ High Interest Savings.

Rates as of 2023-07-24
Jumpstart™ High Interest Savings (All Balances) 1.80%
TFSA Jumpstart™ High Interest Savings Account (All Balances) 0.85%
Rates as of 2023-06-01
RRSP Jumpstart™ High Interest Savings Account (All Balances) 0.85%
RRIF Jumpstart™ High Interest Savings Account (All Balances) 0.85%
RESP Jumpstart™ High Interest Savings Account (All Balances) 0.85%

Let's get saving.

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Members can open non-registered term deposits or add a term deposit to an existing TFSA, RRSP, RRIF or RDSP in Account Services.

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