RDSP term deposit & GIC rates.

Escalating term deposits.

The Vancity 5-Year Escalating Term Deposit (minimum balance $500)
For RRSP, RRIF, RESP and RDSP only
(Rates effective 2024-06-13)
Rates
Year 1 3.00%
Year 2 3.15%
Year 3 4.00%
Year 4 4.50%
Year 5 5.00%

Non-redeemable term deposits.

Annual / Annual Compound Interest Term Deposit (minimum balance $500)
(Rates effective 2024-06-13)
Rates
Non-Redeemable, 12 to less than 18 months 4.55%
Non-Redeemable, 18 to less than 24 months 4.40%
Non-Redeemable, 24 to less than 30 months 4.35%
Non-Redeemable, 30 to less than 36 months 4.00%
Non-Redeemable, 36 to less than 48 months 4.25%
Non-Redeemable, 48 to less than 60 months 4.15%
Non-Redeemable, 60 months 4.15%

RRSP Jumpstart™ High Interest Savings.

Rates as of 2024-06-13
Jumpstart™ High Interest Savings (All Balances) 1.70%
TFSA Jumpstart™ High Interest Savings Account (All Balances) 0.80%
FHSA Jumpstart High Interest Savings Account (All Balances) 5.00%
Rates as of 2024-06-13
RRSP Jumpstart™ High Interest Savings Account (All Balances) 0.80%
RRIF Jumpstart™ High Interest Savings Account (All Balances) 0.80%
RESP Jumpstart™ High Interest Savings Account (All Balances) 0.80%

Let's get saving.

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Members can open non-registered term deposits or add a term deposit to an existing TFSA, RRSP, RRIF or RDSP in Account Services.

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