Non-redeemable RRSP rates

Rates are subject to change without notice. For more information about Vancity’s interest rates, please call our Member Services Centre at 604.877.7000 or toll-free at 1.888.826.2489.

RRSP Short Term Deposit rates (minimum balance $500)
(Rates effective 2021-04-23)
Non-Redeemable, 90-179 Days 0.05%
Non-Redeemable, 180-269 Days 0.10%
Non-Redeemable, 270-364 Days 0.25%
RRSP Long Term Deposit rates (minimum balance $500)
(Rates effective 2021-04-23)
Non-Redeemable, 12 to less than 18 months 0.80%
Non-Redeemable, 18 to less than 24 months 0.70%
Non-Redeemable, 24 to less than 30 months 0.90%
Non-Redeemable, 30 to less than 36 months 0.90%
Non-Redeemable, 36 to less than 48 months 1.35%
Non-Redeemable, 48 to less than 60 months 1.35%
Non-Redeemable, 60 Months 1.35%
Index-linked Term Deposit sale period: Tuesday March 23 to Monday May 24, 2021 * Minimum Guaranteed Cumulative Return at maturity ** Maximum Cumulative Return at maturity **
Market Sure 3-year 0.30%
(0.10% compounded annually)
(2.28% compounded annually)
Market Sure 5-year 0.50%
(0.10% compounded annually)
(2.84% compounded annually)
Market Stretch 5-year 0.00% 16.00%
(3.01% compounded annually)

* The returns in the table above are only in effect for the noted presale period

** The principal amount of a Market Sure and Market Stretch Index-linked Term Deposit is guaranteed and is repayable upon maturity, but there is no guarantee of earning any return linked to the performance of the underlying securities. The rate of return for the term payable, if any, will be the return on the portfolio of investments, which are the basis for calculating the return on the on the Index-linked term deposits subject to the following: the rate of return for the term will not be less than zero or more than the maximum rate of return. The rate of return for the term: (i) is compounded; (ii) as set out based on the maximum rate of return for the term is subject to change between Issues; and (iii) is not an annual rate but is the rate of return over the entire term of the Index-linked Term Deposits.