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If you’re nearing the age of retirement, you’ll want to take a closer look at a Registered Retirement Income Fund (RRIF). When your Registered Retirement Savings Plan (RRSP) matures, converting it to a RRIF lets you keep your account tax-deferred, while allowing you to withdraw funds annually.

Types of RRIFs

Find out what types of RRIF investments are right for you. We offer a range of savings accounts, term deposits, mutual funds, stocks, and bonds* to meet every investment need.

Understanding RRIFs

Get details on how an RRIF works, including the amount of money you need to withdraw each year, the amount of tax you’ll pay, and more.

* Please read the Credential disclosure and mutual funds disclaimer.
* Mutual funds are offered through Credential Asset Management Inc. Mutual funds and other securities are offered through Credential Securities, a division of Credential Qtrade Securities Inc. Credential Securities is a registered mark owned by Aviso Wealth Inc.