You found a sneak peek of our new website! See what's new »
Earn up to 4.55% with an 18-month non-redeemable‡
Earn up to 4.50%†
Get a bonus of $300 to $7,000‡
Registered investment plans - like a TFSA, RRSP, RRIF, RDSP, or RESP - lay out specific rules and benefits for your investments, like how you’re taxed and when you can withdraw. But, registered or not, you can invest your money in all kinds of ways.
Here are just a few options for investing with Vancity or through our partners at Credential Securities or Credential Asset Management Inc.
A term deposit, also known as a guaranteed investment certificate (GIC), is a low-risk investment that earns interest. Many of these deposits go to funding loans and mortgages for members.
Market-based investments are a common recommendation for long-term investing, like planning for retirement. You can invest with a professional or do it yourself online.
Earn interest while maintaining flexibility. A high interest savings account can be great for short-term savings or when you’re undecided but want to earn some interest in the meanwhile.
Thinking about the future can be tough. Thankfully, our experts do it everyday. Let us handle your investments and financial planning.
Book an appointmentManage your investments online with Direct Investing™ᶲ or contribute anytime to Qtrade Guided Portfolios™, a fully-automated investing platform.
Learn about online investingLegal
‡ Terms and conditions apply. Interest rates and/or bonuses are subject to change or may be withdrawn without notice at any time. See details about each offer:
† Interest is calculated on closing daily balance in an Account and paid at month-end. The interest is an annual interest rate. Interest is earned in the currency of the account. Promotional interest rate will not be earned on pre-existing Vancity accounts. Terms and Conditions and transaction service limitations may apply. Refer to Terms and Conditions for details.
Qtrade Guided Portfolios is a trade name of Credential Qtrade Securities Inc., Member of the Canadian Investor Protection Fund.
*Mutual funds are offered through Credential Asset Management Inc. Mutual funds and other securities are offered through Credential Securities, a division of Credential Qtrade Securities Inc. Credential Securities is a registered mark owned by Aviso Wealth Inc. Please read the Credential disclosure and mutual funds disclaimer. Commissions, trailing commissions, management fees and expenses all may be associated with mutual fund investments. Please read the prospectus before investing. Unless otherwise stated, mutual funds, other securities and cash balances are not covered by the Canada Deposit Insurance Corporation or by any other government deposit insurer that insures deposits in credit unions. Mutual funds and other securities are not guaranteed, their values change frequently and past performance may not be repeated. NEI Investments is a registered trademark of Northwest & Ethical Investments L.P. (âNEI LPâ). Credential Securities, Credential Asset Management Inc., Qtrade Direct Investing, and Northwest & Ethical Investments L.P. are all wholly owned subsidiaries of Aviso Wealth Inc.
ᶲ Online brokerage services are offered through Qtrade Direct Investing, a division of Credential Qtrade Securities Inc. Qtrade and Qtrade Direct Investing are trade names and trademarks of Aviso Wealth Inc. and its subsidiaries.