USD Chequing Plus

A USD account for members age 55+.

Account features

  • All interest and transaction fees in US currency¹
  • Free Everyday Transactions *
  • Higher balance attracts a higher interest rate¹

Everyday Transactions * fees²

Monthly fee NONE

Everyday In-Person Transactions*:

  • Account withdrawals
  • Transfers to or from Vancity accounts
(Bill payments not available)

Everyday Debit Card Transactions*:

  • Debit card purchases
  • ATM debit card withdrawals or ATM transfers from accounts

Everyday Cheque and Preauthorized Payment*:

  • Cheque payments from Vancity accounts
(Preauthorized payments not available)

Everyday Online and Mobile Transactions*:

  • Transfers from Vancity accounts
(Bill payments not available)

In addition you get free cheque orders of 50 Vancity design cheques.

Interest rates

  • Tiered interest – the higher your balance, the more you earn¹
  • Interest paid in US dollars¹

If you are age 55+ contact us to see if you qualify for the USD Chequing Plus account and take full advantage of these additional member benefits.

*Click on the red asterisks to read more details.

¹ Interest is calculated on closing daily balance in an Account and paid at month end. The interest is an annual interest rate. Interest is earned in the currency of the account. View the current rates here or in-branch for more information.

²Additional Vancity and third-party fees will apply for services not classified as Everyday Transactions and, in certain circumstances, include fees for: a) ATM network fees if you use any Canadian ATM that is not an Exchange® ATM or ACCULINK® ATM. b) ATM network fees if you use a US/international ATM. c) INTERAC® e-Transfers that are subject to a fee. d) Fees for additional services that you choose from Vancity.

You may also be charged third-party fees including: e) A surcharge (convenience fee, and/or a foreign exchange conversion fee) by the ATM or POS operator and all associated networks engaged for the ATM or POS Transactions. f) Merchant fees when you use your debit card to pay for purchases. g) Fees charged by your mobile phone service provider; please request details from your service provider.

Review the fee schedule. Fees are subject to change.

® Trademark of Interac Inc. Used under license.