Optional protection

Choose optional insurance coverage and security protection to enhance your enviro™ Visa* card experience.

bag iconTravel Insurance: emergency medical, trip cancellation and trip interruption protection

Travel worry free. Before your next trip out of the province or country, protect yourself from unexpected medical emergencies with TuGo™ Travel Insurance1. Enjoy the travel delay benefit, trip cancellation/trip interruption insurance and more.

Get a quote or call TuGo at 604-231-3067 or toll-free 1-866-590-8472.

Available for all Vancity enviro Visa cards.

balance iconBalance protection insurance

Balance Protection Insurance2 helps protect your finances when the unexpected happens.

» If your earnings are interrupted by disability, job loss or strike, a monthly payment representing 5% of your outstanding balance on your credit card statement will be made to your account.
» In the event of death, diagnosis of an insured critical illness or an accidental dismemberment/paraplegia, a lump sum payment will be made based on your outstanding account balance up to a maximum of $25,000.

Your monthly premium rate is only $0.83 per $100 of the outstanding balance on your credit card.

For example, if your monthly balance is $500, you will pay $4.15 per month.

You’ll receive a free 30-day trial period when you enroll into the program.

To enroll or learn more, call us at 604-877-4999 or toll-free 1-800-611-8472.

Available for enviro Classic* Visa, enviro Gold™ Visa, enviro Visa Infinite*, and enviro Visa Infinite Privilege* cards only. If you are self-employed, you are not eligible.

Eligibility for Life Insurance, Critical Illness Insurance and Accidental Dismemberment/Paraplegia Insurance:

  • Applies only to the primary cardholder (after July 2, 2014).
  • Maximum issue age for Life and Accidental Dismemberment/Paraplegia is 69 years of age.
  • Maximum issue age for Critical Illness is 59 years of age.
  • Coverage terminates at 70 years of age.
  • For full eligibility and details refer to the policy.

Eligibility for Disability, Job Loss and Strike Insurance:

  • Applies only to the primary cardholder.
  • Maximum issue age is 69 years of age.
  • Coverage terminates at 70 years of age.
  • For full eligibility and details refer to the policy.

card iconCardAssist®

CardAssist allows you to register all of your credit, debit and retail store cards. If your cards are lost or stolen, all you have to do is call one contact number. The CardAssist Plus feature provides credit monitoring in the event that you lose your debit or credit cards.

Learn more

bell iconCredit Alert®

Credit Alert is a credit fraud monitoring and detection tool that monitors your credit files and reports any changes from the credit bureaus.

Learn more

protector iconInfoProtector™ Plus

InfoProtector Plus helps safeguard your private information for you and your family – both online and offline. You have access to Internet Personal Information Patrol, a monitoring system that alerts you when your personal information appears anywhere online. This includes information like names, credit and identity card numbers, license plate numbers and more.

Learn more

1 The language in this website may not be the same as the actual policy wording which will prevail in all instances and is available upon request. Certain exclusions, limitations and conditions may apply. TuGo is a registered trademark of and is administered by North American Air Travel Insurance Agents Ltd. d.b.a. TuGo, a licensed insurance broker in British Columbia, Alberta, Saskatchewan, Manitoba and Ontario, represented by licensed insurance agents Kathleen S. Starko and Bradley G. Dance in New Brunswick, Nova Scotia and P.E.I. 11th Floor - 6081 No. 3 Road, Richmond, BC Canada V6Y 2B2. Insurance is underwritten by Industrial Alliance Insurance and Financial Services Inc., Industrial Alliance Pacific General Insurance Corporation and certain Lloyd's Underwriters, severally and not jointly.

2 Creditor’s group insurance is underwritten by Co-operators Life Insurance Company. Supporting services, such as enrolment intake, medical underwriting and claims administration, are provided by the employees of CUMIS Services Incorporated, a subsidiary of Co-operators Life Insurance Company.

*Trademark of Visa Int., used under license.