Insurance coverage

enviro™ Visa* cardholders enjoy a wide range of insurance benefits1. Here is a summary of the insurance coverage depending on the card type you choose:

Auto rental collision/loss damage insurance

When you rent a car for up to 48 consecutive days, decline the rental agency's collision damage waiver and charge the full cost of the rental to your enviro Visa card, you may be covered if the rental car is damaged or stolen.

Applicable to Vancity enviro Gold™ and enviro ExpenseGold™ Visa cards only.

Travel accident insurance

You, your spouse and dependent children have up to $500,000 in travel accident coverage for specified losses while traveling by common carrier when you purchase at least 75% of the common carrier fare with your enviro Visa card.

Applicable to Vancity enviro Gold and enviro ExpenseGold Visa cards only. For Vancity enviro Classic* Visa cards, coverage is up to $200,000.

Extended warranty

Extend the manufacturer’s Canadian warranty by up to one year on most items purchased with your enviro Visa card.

Applicable to Vancity enviro Classic, enviro Gold, enviro ExpenseGold Visa, and enviro Reloadable Prepaid Visa cards only.

Purchase security insurance

Most items you buy with your enviro Visa will be protected in the event of direct physical damage or theft for 90 days from the purchase date.

Applicable to Vancity enviro Classic*, enviro Gold, enviro ExpenseGold Visa, and enviro Reloadable Prepaid Visa cards only.

Delayed and Lost Baggage Insurance

If you purchase your common carrier fare with your enviro Gold Visa card and your baggage is delayed on your way to your destination for more than 6 hours, you may be reimbursed for the cost of essential items for up to 4 days.

Applicable to Vancity enviro Gold and enviro ExpenseGold Visa cards only.

Price protection service

If you charge the full cost of an eligible product to your enviro Gold Visa card and then find it for a lower written advertised price within 60 days from the date of purchase, you may be reimbursed the difference.

Applicable to Vancity enviro Gold Visa cards only.



For more information, please review the Certificate of Insurance or call us at 604.877.4999 or toll-free 1.800.611.8472.

For enviro Reloadable Prepaid Visa cards, see the full details of your coverage and how to make a claim in the Certificate of Insurance

Looking for optional insurance coverage? Learn more.




1 Certain definitions, benefits, limitations, and exclusions apply to all enviro Visa card insurance coverage. The insurance coverage is subject to change or cancellation without notice. Extended Warranty, Purchase Assurance, Auto Rental Collision/Loss Damage, and Delayed and Lost Baggage Insurance are insurance coverages underwritten by American Bankers Insurance Company of Florida and Travel Accident Insurance is insurance coverage underwritten by American Bankers Life Assurance Company of Florida both federally regulated insurance providers carrying on business in Canada under the name Assurant©. Price Protection Service is a service provided by American Bankers Insurance Company of Florida.

*Trademark of Visa Int., used under license.