RRSP term deposit & GIC rates

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Flexible RRSPs

RRSP Convertible Term Deposit (minimum balance $500)(Rates effective 2024-04-23)

Rates

12 month Convertible RRSP

2.65%

The Vancity RRSP Escalating Term Deposit – 3 Yr Investment (minimum balance $500)(Rates effective 2024-04-23)

Rates

Year 1

4.00%

Year 2

4.10%

Year 3

4.20%

The Vancity RRSP Escalating Term Deposit – 5 Yr Investment (minimum balance $500)(Rates effective 2024-04-23)

Rates

Year 1

3.00%

Year 2

3.15%

Year 3

4.00%

Year 4

4.50%

Year 5

5.00%

Non-Redeemable RRSPs

RRSP Short Term Deposit rates (minimum balance $500)(Rates effective 2024-04-23)

Rates

Non-Redeemable, 90-179 Days

1.00%

Non-Redeemable, 180-269 Days

1.55%

Non-Redeemable, 270-364 Days

1.55%

RRSP Long Term Deposit rates (minimum balance $500)(Rates effective 2024-04-23)

Rates

Non-Redeemable, 12 to less than 18 months

4.75%

Non-Redeemable, 18 to less than 24 months

4.50%

Non-Redeemable, 24 to less than 30 months

4.50%

Non-Redeemable, 30 to less than 36 months

4.00%

Non-Redeemable, 36 to less than 48 months

4.25%

Non-Redeemable, 48 to less than 60 months

4.25%

Non-Redeemable, 60 Months

4.25%

RRSP Jumpstart™ High Interest Savings.

Rates as of 2023-07-24
Jumpstart™ High Interest Savings (All Balances)	1.80%
TFSA Jumpstart™ High Interest Savings Account (All Balances)	0.85%

Rates as of 2023-07-24

Jumpstart™ High Interest Savings (All Balances)

1.80%

TFSA Jumpstart™ High Interest Savings Account (All Balances)

0.85%

Rates as of 2024-04-23
RRSP Jumpstart™ High Interest Savings Account (All Balances)	0.85%
RRIF Jumpstart™ High Interest Savings Account (All Balances)	0.85%
RESP Jumpstart™ High Interest Savings Account (All Balances)	0.85%

Rates as of 2024-04-23

RRSP Jumpstart™ High Interest Savings Account (All Balances)

0.85%

RRIF Jumpstart™ High Interest Savings Account (All Balances)

0.85%

RESP Jumpstart™ High Interest Savings Account (All Balances)

0.85%

RRSP term deposit & GIC rates.

Flexible RRSPs

Non-Redeemable RRSPs

RRSP Jumpstart™ High Interest Savings.