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You’re about to become part of something greater

Open an account

Opening a joint account? Please call 1.888.826.2489
Opening a business account? Start the business application process››
Prefer to open an account in person? Book your appointment here››

Where you manage your money always involves a choice. By joining Vancity, you’re choosing an organization with the expertise to guide you, the flexibility to meet your evolving needs, and the courage to do the right thing — for you, and for your community.

Here’s what makes us different

Your money

As a co-operative, our members are our only shareholders. That means you have a say in how we put our profits to work.

Your community

Your deposits earn competitive returns for you, while supporting businesses and other organizations that are making positive change.

Your well-being

It’s not just about what you need now. It’s about what you need in the long-term.

What’s in it for you?

Profit sharing
30% of our net profits are shared with members and communities every year through our Shared Success program. Last year, we shared a total of $24.2 million.
Member dividends
You earn dividends on your membership shares every year. Last year, our member dividend was 4.00%.
Unlimited, 100% guarantee on your deposits
Your deposits are 100% protected up to any amount by the Credit Union Deposit Insurance Corporation of British Columbia.
4,000+ ding-free® ATMs
You have access to over 4,000 ATMs across Canada at no extra cost.
Banking anytime, anywhere
You can manage your finances on the go with online banking — it’s secure and convenient.
Members are in charge
As a member you vote for your Board of Directors — which gives you a voice in the future of your cooperative.

What’s in it for your community?

Modo

Did you know that Vancouver is one of the most congested cities in North America? Anyone who drives around the Lower Mainland understands the horrors of rush hour traffic. Modo the Car Co-op has been working together with Vancity to reduce traffic and promote carsharing for almost twenty years. In fact, it was a grant from Vancity that enabled Modo to purchase its first car and claim bragging rights as the first carshare program in BC.

Soap Dispensary

At the Soap Dispensary, customers can refill containers with non-toxic, biodegradable soaps, household cleaners and more. Vancity gave founder Linh Truong a microloan to jumpstart her business. Since then, she has diverted tens of thousands of plastic containers from the landfill. She actively supports zero-waste living.

JJ Bean

Sometimes, all it takes is one cup of coffee to make a difference in your community, especially if you bought it from JJ Bean. For the last 21 years, JJ Bean has made sure that every cup of coffee sold has had some positive impact in the world. From paying baristas and farmers a fair wage to funding charitable initiatives in coffee-growing communities, JJ Bean has been a champion for social responsibility in the coffee shop industry.

You’re an owner.

We want to do what’s best for our members. Because like you, we’re members too. When you open an account with Vancity, you join over half a million existing members in ownership—including everyone who works at Vancity. Your success is our success.

As a member you get to purchase five membership shares, totalling $5. It’s these shares that give you an ownership stake.

More about your membership

Membership Shares Shared Success Shared Success Patronage
 

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