Financial to-dos for when you’re planning, pregnant and parents.

• Free for families in the pre-conception stage
• Explore the financial realities of trying to grow your family
• Understand costs of IVF, egg-freezing, adoption, surrogacy and mental health support
• More on financial grants and assistance like crowdfunding

• Financial support for fertility and conception related expenses
• Get flexible options for a loan or a line of credit to cover costs of treatments, adoption or surrogacy
• Borrow from $100 to $50,000 for big immediate expenses or for later

• Trying to have a baby can affect your lifestyle and your finances
• Use our free budgeting tool to plan for the costs of treatments, tests & emergencies while managing your current expenses
• Track your progress at the end of each month and year

• Those with an advice plan have a net worth 2.7x greater than those who don’t^{^}
• Grow your wealth with an action plan that understands your situation and your relationship with money
• Get investment ideas and strategies from advisors who get it

• Free for new and expecting parents
• Prepare for baby’s arrival with creative, cost-saving strategies
• Budget for prenatal and postpartum expenses, while maximizing insurance benefits, managing childcare expenses, parental leave & more

• Discover practical and simple ways of using a budget to prepare for life’s big events
• Prepare for unexpected costs and spontaneous spending
• Get tips to manage extracurricular activities and moving expenses

• Having a baby changes your life and your bank balance
• Use our free budgeting template to budget and prepare for the costs of welcoming the new human
• Track your actual income and expenses at the end of the month

• Get step-by-step guidance on how to manage, save and invest to accommodate the added costs of growing your family and home
• Borrow investment ideas and strategies from our advisors based on your risk appetite and future goals

• Free for parents and those planning to be
• Balance the financial demands of parenthood with your personal goals
• Topics include saving for education, wills, trusts, life insurance, teaching young children financial literacy & more

• Those with a plan have a net worth 2.7x greater than those who don’t^¤
• Grow your wealth with an action plan custom made for you
• Get investment ideas and strategies based on your risk tolerance

• Save for your child’s post-secondary education
• Access government grants and bonds - anywhere from $1,200 to $7,200
• Use the money and returns on tuition or school supplies

Annie Kuan, Wealth Advisor

• Help your child set up healthy money habits
• No monthly fee
• Deposit money for free using the Vancity app. Withdraw anytime.