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Limited time offers


2.44%1 5-year fixed rate insured mortgage

You can choose a 2.44%1 rate with a 5 year fixed rate insured mortgage1

2.69%1 with a 5-year fixed term rate mortgage2

You can also choose a 5-year fixed rate mortgage. A fixed rate mortgage offers a specific interest rate that is fixed for the term of the mortgage.

2.69%1 with a 7-year fixed rate insured mortgage

For 7 years your personal budgeting is simplified since you know exactly what your mortgage payment will be for 7 years.

To benefit from that offer additional criteria includes all of the following:

  • Residential owner-occupied homes
  • Up to 25-year amortization
  • High-ratio insured, greater than 80% loan-to-value.

And a final criteria is to:

  • Set-up a direct deposit to a Vancity chequing or savings account

The deposit must be a system-generated payment that automatically credits your account at least once a month.3

or

  • Set-up a pre-authorized credit into a Vancity Savings registered plan or with our wealth management professionals.

The new pre-authorized credit or direct deposit must be set-up by time of mortgage funding. The pre-authorized credit to a registered plan (RRSP, TFSA, RESP, or RDSP) can not have an expiry date and be a minimum monthly credit of $50.

Mortgage solutions as diverse as you.

With a variety of options for payments plans and interest rates, we can find a mortgage that is right for you. We know the choices can be overwhelming so the best thing to do is speak to us directly.

  • Open-term mortgage
  • Closed term fixed rate mortgage
  • Fixed-term mortgage
  • Fixed rate mortgage
  • Homeprime mortgage
  • Creditline mortgage
  • Mixer mortgage
  • Construction mortgage
  • Home renovation options
  • Laneway mortgage
  • Environmental options

Learn more

Contact a mortgage specialist

Email us at mortgages@vancity.com or call us at 1.888.826.2489 to learn more about your options

Send an email



1 Some conditions apply. All applicants must meet the Vancity lending criteria. The annual percentage rate (APR), compounded semi-annually, not in advance. The APR is for a mortgage of $100,000 with monthly payments and a 25 year amortization. APR assumes no fees apply. You may be required to pay additional fees which would increase your APR. Rate is subject to change or may be withdrawn without notice at any time.

2 Some conditions apply. Available to Vancity members on new and renewing mortgages where the mortgage loan-to-value is less than 75% and the amortization is 25 years or less. Must be owner occupied. All applicants must meet the Vancity lending criteria. Rate is subject to change or may be withdrawn without notice at any time.

3 The following deposits are eligible for the offer: Direct Payroll Deposit, Employment Insurance benefits, Canada Pension Plan, Old Age Security, or Government Superannuation, WCB, Disability payment, Income Security Benefit, Veteran Pension (Veteran Affairs Canada), War Veteran Allowance.

 

Contact a mortgage specialist

Email us to learn more
about your options

Send an email